SpaceGhost

LOL Verizon closer to shared data plan.

I nothing wrong with practicing fundamentals at the range with paper targets.

Winter bench racing should be PCs.

We have the pink 2011 mustang.

Chocolate milk and peanut butter Cheerios? Mind blown.

For my job, yes, personal, no.

I'm set to retire at 52-57. The wife and I met for months with planners to put our plan together, for will, trusts, retirement, and life INS. That stuff is painful to sit through if you have never done it. Only thing we will touch is our liquid nest egg. Which will get rebuilt. We had planned to use it for a bigger house. We are folllowing our plan. I doubt it takes us 30 years to pay off the new house. As I said before everyone's plan is a little different. We are just buying our "payoff" house a bit later in life. Just like we waited to have kids to be sure we were going to stay married.

No Hawaii.

Cam shouldn't be there either, Stafford threw for over 5000 yards and went to the post season. It's stupid they didn't send Stafford to Hawaii. Cam just took back to back sacks to Von Miller then throws a pick 6.

Ours was sold in less than 60 days in 2002.

Do some of you posting know the the lender that writes the loan almost always sells it to another lender in less than a year? See the issue now? They make a small amount of cash and leave the big banks with loan they swindled someone into buying. The orginal lender is likely gone.

LOL

Also Tim putting an elderly woman in a basement is a bad idea. Mobility issues, and safety are the top two in my mind.

I only eat breakfast on weekends. A box lasts a while, I eat other stuff that is a whole lot worse! LOL

Tim we live in a split level, we do not have a basement to finish, the third level is basically my mom's apartment. That leaves us with a family room/kitchen (middle floor)and 3 tiny bedrooms(upstairs). 1 full bath for everyone. Our kitchen table is in our family room. It's stupid small. Perfect for a young couple as a starter house. Now it's unbearable.

Everyone's situation is different, doesn't change the fact that right now the amount of house you get for the $$ and low interest is too good to pass up. I bet in 30-40 years my kids will be like, can you believe how cheap mom and dad bought this house for?

Tim does your mother live with you along with your 2 kids in a 1500 square foot house? I bet not. Do my math. We have to have a much bigger house. 3.8% is stupid low right now. 2500 a month is VERY affordable to us. We were smart 10 years ago and bought a small house that was easy to make the payment, it was just the wife and me for 6 years. The reality is my car payment is almost as much as my house note LOL

Yep and if you are throwing picks in a game where most play at 50-70% effort and no blitzing you suck.

Your lender, most loans prohibit this, most are for the the owner to live in the house and state it. They can ask for the balance of the note if they find out you live in a different house. We would have to refinance to a different loan to rent our house out. Sure you could break your contract....

Multi Grain peanut butter Cheerios! Tastes just like PB Captain Crunch but healthier and doesn't hurt the roof of your mouth. http://blog.sfgate.com/sfmoms/files/2012/01/multi-grain-cheerios-peanut-butter-cheerios.jpg

I call everything "coke". Even Pepsi.

I hate Aaron Rogers too, but for completely different reasons... On another note, Phillip Rivers continues to play double agent in the pro-bowl. Dude should not be there....

You have to have 20% equity to rent a house out.

Brian I feel for you, we have been in our house for 10 years and have a good chunk of equity and if we sold for a lot less than we paid we would break even I think, plus we have more than the 5% down in savings. So with us it's a matter of put the damn thing on the market for what the state says it's worth and maybe make a little $$, or sell it close to when our house is ready for less than the value and break even. We are kinda scared because what if the damn thing sells quick? I'm not going to look forward to moving into an apartment then moving again into the house.

We are moving forward and taking advantage of this. With rates under 4% we are doing anything to make this happen.