Bingo. This is what I was told. I am good friends with my agent and I had a lawyer too. I got a speeding ticket in Berea Ohio back in January for 71 in a 55. I was told by my agent that even if it was plea bargained down to a no points violation they could still tell it was a speeding ticket when my MVR was pulled at renewal. The good thing was since it was my first minor violation it was forgiven. I was going to fight it but in the end I just paid it because it was the middle of winter and I did not want to wake up at the crack of dawn to drive snow covered roads to a arraingment 2 hours away from Columbus when my insurance was going to forgive it anyways. Low and behold when my policy renewed my premium actually dropped.