+1 on Rewards checking. National City/PNC is about to buy me a 52" LCD TV in only 18 months of spending Does NC/PNC charge you to transfer your $$ from your designated overdraft accout to your primary DDA? I've about had it with our current bank. They charge me $15-20 everytime I forget to transfer $$ ahead of time, & they move it from one acct to the other for me, to cover/prevent overdrafts $15-20 to move my own money... Pisses me off every time Their other favorite trick in the past when we've been cash poor, is to put the biggest stuff through first, & bouncing a bunch of piddly crap, instead of running them to pay the largest quantity of items/returning the least, jacking their overdraft fees WAY up when the SAV is nada. They claim the computer is programmed to do that as a courtesy, paying the largest items first, & can't calculate the most efficient way to run the debits generating the least overdrafts I'm soooo glad to be out of banking.... They're a bunch of sales hacks anymore