Bigbird Posted July 30, 2009 Report Share Posted July 30, 2009 Alright so I'm finally biting the bullet and going back to school. My FAFSA loans are pretty much covering my classes. The thing is that I'm still going to need money for books, supplies, etc, AND I'm planning on moving out. So my question is, who can I go through to get a student loan (like where you pay it back after school like a normal student loan...sorry if that's redundant) for a few thousand dollars to help pay for that stuff, and to be a potential cushion for me when I move out, should I need essentially a pay advance? Also any pointers or advice from people that have taken time off and successfully gone back to college would be greatly appreciated. Thanks guys, wish me luck. Quote Link to comment Share on other sites More sharing options...
TheHaze Posted July 30, 2009 Report Share Posted July 30, 2009 Go through any bank like Chase. Just go to their website. Or try Sallie Mae. Quote Link to comment Share on other sites More sharing options...
SRTurbo04 Posted July 30, 2009 Report Share Posted July 30, 2009 my buddy uses sallie may. an gets like enough for his classes books an then liek 2 k extra for "expenses" each quarter goodluck man i have mine threw us bank but i just borrowed enough to pay for the classes thats all. i wonder if they would give me more hah Quote Link to comment Share on other sites More sharing options...
Guest tbutera2112 Posted July 30, 2009 Report Share Posted July 30, 2009 talk to the schools financial aid office....columbus state set me up with a $500 loan per quarter to cover books and supplies...idk who its through though...but your school may have a list of people you can contact about your student loans Quote Link to comment Share on other sites More sharing options...
Bigbird Posted July 30, 2009 Author Report Share Posted July 30, 2009 Ah see I didn't know the big banks like Chase did that kinda stuff. I've just seen those student loan commercials on TV talking about "how are you going to pay for all your other expenses...blah blah blah". I guess since I already bank with Chase I'll give them a call. I'll look into the other banks as well. About how long does it take to get the money? Thanks for the quick response guys. Quote Link to comment Share on other sites More sharing options...
wagner Posted July 30, 2009 Report Share Posted July 30, 2009 Get federal money if possible or sallie mae. Private bank loans will KILL you on interest when you graduate. I am going to apply for as many grants as possible to see what kind of free money I can get. Quote Link to comment Share on other sites More sharing options...
SRTurbo04 Posted July 30, 2009 Report Share Posted July 30, 2009 Ah see I didn't know the big banks like Chase did that kinda stuff. I've just seen those student loan commercials on TV talking about "how are you going to pay for all your other expenses...blah blah blah". I guess since I already bank with Chase I'll give them a call. I'll look into the other banks as well. About how long does it take to get the money? Thanks for the quick response guys. im sorry to hear that you fail this bad. get the hell out of that bank seriously lol Quote Link to comment Share on other sites More sharing options...
ODoyle Posted July 30, 2009 Report Share Posted July 30, 2009 Im not wishing you shit. You dont even call anymore . In all seriousness good luck :thumbup: Quote Link to comment Share on other sites More sharing options...
Bigbird Posted July 30, 2009 Author Report Share Posted July 30, 2009 You never even gave me your number James!!! After all I did for you and you're gonna come at me like that!!! I should have known you were too good to be true! Hahahahaha thanks man. And Paul, really all I have there is my checking account. Ps what's this Sallie Mae jazz...I've been out of this game for a few years, I have no idea what you guys are talking about. Quote Link to comment Share on other sites More sharing options...
SRTurbo04 Posted July 30, 2009 Report Share Posted July 30, 2009 You never even gave me your number James!!! After all I did for you and you're gonna come at me like that!!! I should have known you were too good to be true! Hahahahaha thanks man. And Paul, really all I have there is my checking account. Ps what's this Sallie Mae jazz...I've been out of this game for a few years, I have no idea what you guys are talking about. go to google. type in sallie may you tard. its a company that deals with student loans... Quote Link to comment Share on other sites More sharing options...
Bigbird Posted July 30, 2009 Author Report Share Posted July 30, 2009 I is on my blakburrey. I've found most banking websites to be a pain in the ass to navigate on this thing. But I suppose I'll give it a shot. Quote Link to comment Share on other sites More sharing options...
dakotart Posted July 30, 2009 Report Share Posted July 30, 2009 All my student loans are through the federal government. my graduate loans are fixed at 6.8%. I also have received an extra 1-3K over tuition each quarter for expenses like books, etc. Quote Link to comment Share on other sites More sharing options...
FourString Posted July 30, 2009 Report Share Posted July 30, 2009 Get federal money if possible or sallie mae. Private bank loans will KILL you on interest when you graduate. I am going to apply for as many grants as possible to see what kind of free money I can get. Good advice here. Quote Link to comment Share on other sites More sharing options...
Scotty2Hotty Posted July 30, 2009 Report Share Posted July 30, 2009 1-800-GO-GUARD 100% in state tuition Quote Link to comment Share on other sites More sharing options...
Bigbird Posted July 30, 2009 Author Report Share Posted July 30, 2009 1-800-GO-GUARD 100% in state tuition I've almost done it twice actually, and I'm currently seeing a girl in the ANG. I'll leave the military stuff to her haha. Mad props to anyone that serves our country though. Quote Link to comment Share on other sites More sharing options...
Scotty2Hotty Posted July 30, 2009 Report Share Posted July 30, 2009 I've almost done it twice actually, and I'm currently seeing a girl in the ANG. I'll leave the military stuff to her haha. Mad props to anyone that serves our country though. Air National Guard is more like being in the boy scouts though Plenty of good looking girls there too. Quote Link to comment Share on other sites More sharing options...
SRTurbo04 Posted July 30, 2009 Report Share Posted July 30, 2009 Air National Guard is more like being in the boy scouts though Plenty of good looking girls there too. i thought the girl int eh skirt in the brochur was you!!! Quote Link to comment Share on other sites More sharing options...
CRed05 Posted July 30, 2009 Report Share Posted July 30, 2009 Go talk to someone at your school. Devry gives you an EduCard which is kinda like a credit card to buy your books with. You then just have to pay that off. Apparently columbus state does something similar. Quote Link to comment Share on other sites More sharing options...
Flyin Miata Posted July 30, 2009 Report Share Posted July 30, 2009 A tip for buying books, check Amazon first and see if they have your book used. I've found 70 dollar books for 5 on Amazon, and sometime they have new books for cheaper than the stores also. Quote Link to comment Share on other sites More sharing options...
Radio Flyer1647545514 Posted July 31, 2009 Report Share Posted July 31, 2009 Also, when using Amazon, take into account that some companies won't get you your book for an entire month, so if you can schedule early. Federal Loans or Sallie Mae like stated above are what you should look into. I just filled out all mine today and I get enough to pay for tuition each quarter. Quote Link to comment Share on other sites More sharing options...
ghost face Posted July 31, 2009 Report Share Posted July 31, 2009 First of all as others mentioned, make sure you max out all your federal loans first before thinking about private loans, as they are higher interest rate. I just took out a fairly big private loan with national city/ pnc during spring quarter. The process took about a week to get to my bank account and i think interest rate is pretty much based on your credit rating. Also about the book thing, check out half.com. What i would do is buy the book at the book store first on the 1st day of class and go to class to see if you actually need the book and if you do go online and buy it for cheaper and return the book on the last day of return period Quote Link to comment Share on other sites More sharing options...
Trouble Maker Posted July 31, 2009 Report Share Posted July 31, 2009 type in sallie may you tard. The fail is strong in this one. Sallie Mae Good call on the Yahoo delay. I ordered a book through them once and it didn't come for over a month. Since I ordered it a week before class that was well into the quarter. Take into account what kind of student you were, think you are going to be. I was never one to read much of my text books, it didn't seem to help me that much. I probably could have gone without buying most of my books for elective classes. Core classes I highly suggest to buy the books and keep them (i.e. don't sell them back). Assuming you are going to actually use your degree, you will probably reference books from core classes at times during your career. Quote Link to comment Share on other sites More sharing options...
iwashmycar Posted July 31, 2009 Report Share Posted July 31, 2009 First of all as others mentioned, make sure you max out all your federal loans first before thinking about private loans, as they are higher interest rate. I just took out a fairly big private loan with national city/ pnc during spring quarter. The process took about a week to get to my bank account and i think interest rate is pretty much based on your credit rating. Also about the book thing, check out half.com. What i would do is buy the book at the book store first on the 1st day of class and go to class to see if you actually need the book and if you do go online and buy it for cheaper and return the book on the last day of return period this^^.... ive got both Direct Loans(govmt) and Sallie mae... Now that i'm out the interest isnt toooo terrible, but of course i wish it were better. Having to repay obviously SUCKS the big one. Right now I havent consolodated, because I havent seen a better rate for doing so. (havent looked too hard either). Overall Id advise just trying to do federal only if they can cover all you need. AND FWIW, online books are the shit. You can basically google-search the damn things...I never had them but my GF has some. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.