KillJoy Posted March 20, 2010 Report Share Posted March 20, 2010 I know this was discussed in another Thread, but I cannot find it. I am looking for a Credit Card that you get CASH Rewards for using it. The balance will be paid in full EVERY month, there will be no interest paid. I know some say they got ~ $300 back ever few Months or so, and I am wanting one to! HELP! KillJoy Quote Link to comment Share on other sites More sharing options...
SpaceGhost Posted March 20, 2010 Report Share Posted March 20, 2010 American Express? Quote Link to comment Share on other sites More sharing options...
evan9381 Posted March 20, 2010 Report Share Posted March 20, 2010 depends what you spend...i get $50 check every time i spend $5,000, but that takes me a while. i usually only use it for big purchases i plan to pay off immediately. i.e., i just bought kitchen cabinets for $2800, but paid it off 2 days later Quote Link to comment Share on other sites More sharing options...
downingracing Posted March 20, 2010 Report Share Posted March 20, 2010 Good place to start looking. I do the same thing. Pay the card off every month and enjoy the rewards! My int. rate is crazy high, but doesn't matter... http://www.creditcardguide.com/cashback.html Quote Link to comment Share on other sites More sharing options...
KillJoy Posted March 20, 2010 Author Report Share Posted March 20, 2010 depends what you spend...i get $50 check every time i spend $5,000, but that takes me a while. i usually only use it for big purchases i plan to pay off immediately. i.e., i just bought kitchen cabinets for $2800, but paid it off 2 days later I am looking to use this as my EVERYTHING card - Go out to eat, pay with card, buy groceries, pay bills as well. Then, at the end of the Month, transfer my Cash that was set aside from these purchases to the CC. :thumbup: KillJoy Quote Link to comment Share on other sites More sharing options...
evan9381 Posted March 20, 2010 Report Share Posted March 20, 2010 I am looking to use this as my EVERYTHING card - Go out to eat, pay with card, buy groceries, pay bills as well. Then, at the end of the Month, transfer my Cash that was set aside from these purchases to the CC. :thumbup: KillJoy i got a guy i work with who used to work at discover and his wife is still there...i guess they have some good returns and then bonus periods where you can get double and triple rewards on certain things. the only thing i would be weary of is that some places may not take discover/amex like they do visa/mastercard. i know at my work doing collections, we can only take visa or mastercard for payments, no disc/amex...and we do financing for like over 100+ different stores (VS, express, crate and barrel, lane bryant, etc etc etc) Quote Link to comment Share on other sites More sharing options...
mrs.cos Posted March 20, 2010 Report Share Posted March 20, 2010 we get a pretty decent return on our discovercard. I think 1% all the time and eveyr quarter they ave a differnt thing you can sign up for for extra Cashback (like jan-mar was all traveling purcahses you got 5% april-june 5% on grocery store purchaes).. it changes all the time. April-June 5% Cashback Bonus* Earn 5% Cashback Bonus on up to $400 in purchases from April through June at: Home Improvement Stores Department Stores Clothing Stores Quote Link to comment Share on other sites More sharing options...
Total Sign Posted March 21, 2010 Report Share Posted March 21, 2010 My Chase works pretty good, it is a business card, not sure what the deal is on the personal cards. Last month my bill was a little over 5k, and got ~120 cash back. And every time my cash back hits 200 bucks they throw in another 50. With my Amex I was getting 100 bucks in gift cards for ever 10k I spent. I stopped using my amex, and saved on the 400 dollar a year fee when I started using the Chase card. The only thing the chase is missing is the concierge service and the airport club room access. I normally don't have time to waste at the airport, and the concierge service which was only used for directions to places, which a hundred dollar gps covers. Quote Link to comment Share on other sites More sharing options...
Wease Posted March 21, 2010 Report Share Posted March 21, 2010 I've had a Penfed card (http://www.penfed.org) for about a year and a half now. I love it. It works great because I really only use it for the two main things they give cash back on: Earn 2.00% cash back on supermarket purchases Earn 5.00% cash back from gas purchases paid at the pump Earn 1.00% cash back from all purchases you make with the card during each billing cycle If I have to buy something big that I'm gonna pay off anyway, I'll use it just to get that 1%. I routinely get back $30 - $40 each month, which is like a free tank of gas... Quote Link to comment Share on other sites More sharing options...
Mr. Jones Posted March 21, 2010 Report Share Posted March 21, 2010 +1 For discover. I cycle about 20-25k a year through it and the rewards are nice. Quote Link to comment Share on other sites More sharing options...
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