wnaplay1647545503 Posted June 4, 2014 Report Share Posted June 4, 2014 We switched to esurance about 6 months after our son started driving 2 years ago. At first the rate was phenomenal however now the rate is ridiculous increasing nearly 300%. When I questioned the rate increase I get some generic answer stating the cost of doing business in Ohio has increased. Zero accidents or tickets in decades by any driver and I just cant see this kind of increase. So who does everyone else use and what kind of rates are you seeing with teenage drivers? My son is an adult now and graduated however I have another who will be able to drive in less than a year. My latest rate was $1550 every 6 months for full coverage on 3 vehicles(only a few dollars more to have full coverage). I remember having coverage on 5 vehicles just before my son was added and we were only around $400/6 months. I would just have my son get his own policy but unfortunately it still wouldn't help my rates as they claimed as long as he lives close enough to have access to my cars my rates would stay the same despite if he moved out and considering he has his own vehicle. This all seem excessive for something we only use a combined total of about 100 miles a week. I don't drive that much, my wife just drives a few miles to the shop and might son doesn't go anywhere. Quote Link to comment Share on other sites More sharing options...
Ryan218 Posted June 4, 2014 Report Share Posted June 4, 2014 Holsket and ulen in dublin http://www.hosketulen.com Switched to them from State Farm. Saved me 120 a Quote Link to comment Share on other sites More sharing options...
POS VETT Posted June 4, 2014 Report Share Posted June 4, 2014 My agent is Triwood Insurance. Please mention my name. Quote Link to comment Share on other sites More sharing options...
RS69 Posted June 4, 2014 Report Share Posted June 4, 2014 My son is 15 and a half. We have been quoted $600 per year for our 16 to be added to our current policy. Our policy is currently $1000 and we three vehicles on the policy through Farmers. The classics are thru Hagerty. Quote Link to comment Share on other sites More sharing options...
wnaplay1647545503 Posted June 4, 2014 Author Report Share Posted June 4, 2014 I wish i could put all of my cars through hagerty. I only pay 160 for full coverage on the plymouth for the year. Quote Link to comment Share on other sites More sharing options...
bdhill Posted June 4, 2014 Report Share Posted June 4, 2014 insurance partners group in worthington 841.5200 Rhonda... I go through Cincinnati insurance there...16 year old was paying 113 a month Quote Link to comment Share on other sites More sharing options...
Supplicium Posted June 4, 2014 Report Share Posted June 4, 2014 http://www.okinsa.net/ 614-890-0383 Ask for Ben Kerns, tell him Andrew referred you. He will take care of you. He saved my girlfriend from State Farm. He got better/more coverage for half of what she was paying State Farm. Quote Link to comment Share on other sites More sharing options...
SRTurbo04 Posted June 4, 2014 Report Share Posted June 4, 2014 I would just have my son get his own policy but unfortunately it still wouldn't help my rates as they claimed as long as he lives close enough to have access to my cars my rates would stay the same despite if he moved out and considering he has his own vehicle.=. Esurance pulled that crap on me as well with me on my parents policy. GO with some one else and have him on his own policy, only down fall is usually with this route is if he lives with you, you have to exclude him from your policy so he cant drive your cars. Quote Link to comment Share on other sites More sharing options...
Buck531 Posted June 4, 2014 Report Share Posted June 4, 2014 Mine went up about $40 or so back in February. Same time I got my wife a new card. it was always $140 a month for the past few years. When I asked them about it they said the insurance company put Gahanna in Columbus (due to the zip code) and I guess it's more expensive to insure a car in Cbus rather than Gahanna. Quote Link to comment Share on other sites More sharing options...
pontiacfreak142 Posted June 4, 2014 Report Share Posted June 4, 2014 I have geico. With me and wife, full coverage on 1 car liability on the other 2 (one being my firebird) and me having 3 speeding tickets in the last couple years, im paying about 650/6months Quote Link to comment Share on other sites More sharing options...
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