Matt Breakey. Beat all of the other prices by hundreds of dollars Actually, that office was great about moving payment plans around and everything, I started off on a pay twice a year plan, my finances changed and i went to monthly, then I payed a lump sum, then went back to twice yearly and they were good about it ... and they took credit. That's very odd they didn't take credit for you. Also, my policy included another rider for no additional cost too, and since I have two people riding my bikes, that was very beneficial to me.