Pay off whatever debt I may have, starting with credit cards, then student loans, then existing car payment, then mortgage. 30 g's is enough to buy a decent car, but honestly its not enough to go all out and get something fancy, so I don't really think its worth it to use that kind of money to buy something shiny. Once debt is settled, whatever is left I'd use to buy up Citi © stock as quickly as possible, since that shit is already on the rise and won't be stopping for a while. Fuck savings accounts, buy some stock while its still all low.