Great Words of advice mojocho! As a former salesman for several suzuki dealerships I can tell you to pay attention the fine print on the loan if you do decide to go that route, suzuki's primary lender is Sheffield- they will promote the low teaser rates like 1.99 then after you fill out the loan papers tell you you didn't qualify for that rate but they can do 4.99. Here's the kicker on most of their loans they have a default rate of 21% that means if you are late or miss a payment your rate goes to 21% for the duration of the loan.Then they hit you with a nice high early buyout fee. Which brings me to another point the loan they are setting you up on is a Revolving credit loan which means it has no certain end such as a fixed loan usually 48 or 60 month. If you make minimum payments on a revolving loan you will burry yourself in negative equity not to mention it would take you like 8 years to pay off. My last point is even if the dealer is selling you the bike at dead cost and giving you the rebate by the time you walk out with tax title,doc fee,freight,prep, warranty all the ad ons they hit you with you will be upsidedown as soon as you drive off the lot. Call around to other dealers tell them you have that bike with only 100 miles on it and you need to sell and see what they offer you for it,that will give you an idea of how much negative balance you will be working with. I am not trying to sway you either way just tryin to shed some light on how it really happens. Good luck with everything! Hope to see you on two wheels.