Tpoppa

7 hours ago, Tonik said:

Well we do have to come back eventually. But no hurry as we are retired.

👍 Fuck work

11 hours ago, Tonik said:

Sounds like a race is in order.

Cleveland to Mt. Rushmore it is!!

...and back ?

27 minutes ago, Tonik said:

And 2 of them have as many cylinders as a Goldwing. 😜

Both are faster and better handling 

11 minutes ago, motocat12 said:

 

I've never owned an inline bike (but all nakeds)and I test rode an early mt-09 but is it normal to see straight through the frame or is there usually something important there? Did their engineers move something to make the air filter harder to reach?

I watched a video that showed how to change the air filter, seemed pretty straight forward.   It's not due until 24k (same as valves), so I have some time before I have to worry about it.

19 hours ago, Tonik said:

Not sure if I should point this out, but that's not a Goldwing.

2 MT-09s weigh about the same as a Goldwing 🐖

Worst spring ever!

On 4/7/2025 at 3:54 PM, mello dude said:

but I admit I have a huge new bike itch. (Suzuki GSX-1000GT)

Just sat on one of these at a dealer.

I could def live with one of those at a sporty tourer.

Didn't really want to but put the Triumph up for sale to make room for another.

Marketplace - 2020 Triumph Street Twin | Facebook

14 hours ago, Uncle Punk said:

Congratulations, wish I could have retired at your age. Have fun picking out a new bike. 

I retired last year and bought a retirement bike too, it's been a blast.

Thanks man

My retirement bike will be the same brand as yours...just slower.

4 hours ago, MSerfozo said:

For its 25th season, I finally gave it a name.

 

 

That's the name of our golf cart at our campground.

On 3/5/2025 at 4:17 AM, JustinNck1 said:

It’s a no name brand off Amazon. I am a paid Amazon reviewer so they sent it to me for free, but I was impressed how well it works, better than my cars. Pairs instantly, I have it on key switch with the bike. It will work with or without a headset, and has a handlebar controller. The touch screen works pretty good with gloves. Haven’t tried it in the rain yet. Here’s a link to it.

https://a.co/d/goExnAl

Looks nice.  I'm curious to hear how it holds up.

I've looked into a few for Android Auto, but would want something a little smaller on a naked bike.

20 minutes ago, JustinNck1 said:

I got the bike out of hibernation and worked on a few things. Got my wiring a little better for my CarPlay unit, checked the air filter, and worked on a fueling adjustment to make the throttle a little better. Ready for more sunny days..

What brand is the car play ?

I informed my company on Friday that I am leaving effective 3/14.

I did give them an option to pay to retain me as a (very) part time consultant for 90 days to ease the transition.  50/50 if I want to stay on as a consultant or just be done.  Wheels are in motion.    

20 hours ago, F4iguy said:

@Tpoppa does the link only work for members?  When I tried it, it sent me to a membership application page.

Not sure.  It works for me.  I am not a member.

1 minute ago, Tonik said:

Goldwing.

If I was going to do a lot of 2 up touring, the GW would be at the top of the list.  For 1 up I prefer something under 550 lbs.

This is the most comprehensive Federal tax calculator I've found.  You can plug in earned income, capital gains, interest, dividends, standard deductions, etc.

https://www.aarp.org/money/taxes/1040-tax-calculator/

The more important question is...what motorcycle should I buy myself for a retirement gift?

99% I'm retiring in March.

I say take it as soon as possible, adjusting for tax brackets the first year, assuming you retire after age 62.

Copied/pasted...

Social Security only counts earned income, such as wages or net business income, when calculating benefits. 
Investment income, such as dividends, interest, and capital gains, is not considered earned income for Social Security purposes. 
However, you may need to pay income taxes on your investment income. 
If your total income, including your investment income, is above certain thresholds, you may owe taxes on some of your Social Security benefits. 

Yes.  And if you didn't spend that 45k and instead put it into an index fund for 11 years it would likely grow around 250%.   Which extends the break even point even further.

My advice is take it right away.  My Fidelity guy agrees.

20 minutes ago, Tonik said:

So the money that we pull out has to be an amount that is generated from the investments growth without touching the principle, based on average performance over the last 30 years.

If I retire now and do the above we actually die with more money in the investments than we start with.

You cushion the down markets by putting 3 years of withdrawals in very safe liquid holdings. So let's say you are pulling 50k a year. You put 150k in the safe fund. If the market tanks you pull from that until the market recovers, then you replenish it. That way you never have to pull from the main fund and take the loss.

Agree with these statements.  If you can live on the standard 4% your balance should grow forever.

I also plan to shift some funds a few specific dividend ETFs for income and stability.   

33 minutes ago, motocat12 said:

I have an open offer now for a short term severance that is more than I would get walking out. Would rather take a break/slowdown than jump straight into something new but there seems to be a ton of people job searching, cuts and leave offers going around. 

Depending on your field, job searching can be brutal right now.

I looked at a few Program/Project Manager jobs on LinkedIn that were in line with my current role.  There were hundreds (if not thousands) of applicants within a few weeks.

2 hours ago, MSerfozo said:

I don't know about you guys who have matured into Goldwings, but when I get on my bike, I become a 20 year old hooligan again.

 

Nothing says hookers and blow like a Goldwing

2 hours ago, Tonik said:

Jesus, what happened to us. We used to be about bikes, hookers and blow. Now it's Medicare and wtf to do with our time.

I was always more into sluts and weed, than hookers and blow 🤣

Lol.  I've been bustin' my ass for 30 years just be able to ask the question "how should I spend my free time."

After having a few seasons cut short by surgeries, etc. I hope to ride over 20k this year which used to be my norm.