State Farm FTW! I have them for House/Cars/Motorcycle but they have always been good. Never have had any issues or anything. I think I pay $12 a month for my 954. I could have it cheaper, but I added something to make it a little more, can't remember. One thing that will get you is the full coverage. I see others have mentioned it and that is true. I bought mine with credit card with lower interest rate then a loan, so the bike is covered through my house insurance if anything. At least that is what I have heard. Maybe I need to check that out...lol!