another vote for vfr The only bike I would trade mine in for would be the C14, test drove one last year and it was great, handled good, comfy, hardbags, didn't feel the weight at all, tons of power. It just felt awesome to me...
Had mine for a couple of years, mostly commuting and a couple of all day trips, never had any issues with comfort, plenty of speed and flickability for me, only change I've made so far is to get pilot power 2s what a huge difference those tires have made. I absolutely love the bike can't see getting rid of it ever.
I had to cut them a check and work paid me after I got my grades need C+ for work to pay. I didn't have any issues. I didn't apply for financial aid so I can't comment on that.