As for the work comp payments. My understanding that yes it is insurance. In fact I am required to get work comp INSURANCE, as well as liability insurance, when doing contract work as a business or sole proprietor for some of the companies I work for (separate issue) that said, it is also my understanding that it is paid for by both the employer and the state. So, I can only assume the comment came from my "noBama" sig line. So because I am an open anti Obama guy, because in general I believe in conservative values, I should pay for my MRI, all the doctor costs, time off work, etc out of pocket for an injury that occurred on the job? As for unemployment, that is definitely funded by a combination of government and employer. And its paid INTO by the employee via taxes NoBama 2012