I've been riding for just over two years and haven't been down yet but I know its coming. Started on a SV650, now I'm on a Street Triple. My best friend has ridden for years and got caught at a blind intersection by a SUV running a red light. Bent him up pretty bad and took him 4 years to get back on. He said he was always scared after the accident but once he got back on the joy of riding pushed the fear down a bit. Everyone is different. I think the common thread is to get back on, take your time and feel what's best for you. Gear up, ride safe.