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MSerfozo

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Everything posted by MSerfozo

  1. I might be a bad influence, then. I can show you more "cool stuff" than you ever imagined to spend your money on. 🤪
  2. I've already talked to a couple of powder coat guys who said they can chemically remove the black. I'd just have to punch out the bearings and disassemble the front caliper holders. If I'm buying, it's craft IPAs. If you're buying, I'll try anything. I haven't found too many that I wouldn't finish! Although, lately I've been drinking more bourbon than beer, but I can't afford to become a bourbon snob! Lost 25 lbs though.
  3. Direct swap, or do you need to change bearings & spacers? I have Galespeed forged AL wheels and I'm tempted to have the black powder cleaned off to make them silver. You're not helping to save me money on a project I don't NEED to do! Please DON'T post pictures when you have those wheels mounted. 🫣 BTW, I'm on Cols, not too far from IronPony and I can mount tires on those for you. My price is beer which you drink with me, and you get your hands dirty too. Mounting tires seems like it requires 3 hands...
  4. Liking the silver wheels. Where did you get them?
  5. For its 25th season, I finally gave it a name.
  6. Wish I still had my old RD400.
  7. You're a casino guy, right? Or is it your wife who always wants to stay at a casino on your epic trips? Anyway, think of it as a bet. But you're betting on how long you expect to live - and draw your SS benefit. If you run the benefit you get at different ages, you'll find that the total amount will be the same at your SS actuarial age. Based on your numbers, that's at about 77.33 years old in Aug 2036. ~$415,000. If you plan to die before then, you should take it ASAP. If you plan to die at around 77, then it doesn't matter. If you plan to live to 90, you should wait - $876,000 vs $928,000. And you should look up the benefit amount if you wait until 70 to receive benefits. It will still be about the same when you're 77, but a huge amount higher at 90. Obviously, you have to draw down your savings for your living expenses, but there are a few advantages to that. If you're not drawing, you can't be taxed on SS if a dream job drops in your lap and you continue to work. Drawing down an IRA or 401(k) will reduce the amount of RMD (Required Minimum Distribution) you'll have to take out at 73 yo. If your die and your wife gets your survivor benefit, she'll get the higher amount. Personally, I'm waiting until 70 to start receiving SS. I'm working part time, when I want to, and supplementing the income with IRA distributions. I plan to still be riding when I'm 90!
  8. I don't know about you guys who have matured into Goldwings, but when I get on my bike, I become a 20 year old hooligan again.
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