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Everything posted by Trouble Maker
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What in the bloody fuck did you just say? Ez Cracker sounds like some kind of new racial slur.
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Just started snowing in Columbus!
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The only universal truth is that fast exist.
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Yo Rene, I need a new plane. http://img137.imageshack.us/img137/2457/cartesianplanepg6.jpg
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Or kicking it old school http://www.clipartguide.com/_named_clipart_images/0511-0903-2316-3622_Hands_Using_a_Planer_on_a_Piece_of_Wood_clipart_image.jpg
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http://sawdustmaking.com/Planer/60270-1.jpg
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http://www.oocities.com/pcgpe/math3d_2.gif
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Meth is bad ummmkay
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So... who's going to be there tomorrow?
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I love looking at stuff like this. For every 10k you finance assuming 6%. Of course different loan terms will mean different interest rates, but I'm just wanting to compare apples to apples. 1 year: $860/month. Total interest is $327. Total % Interest is 3.27% 2 year: $443/month. Total interest is $636. Total % Interest is 6.36% 3 year: $304/month. Total interest is $951. Total % Interest is 9.51% 4 year: $234/month. Total interest is $1272. Total % Interest is 12.72% 5 year: $193/month. Total interest is $1599. Total % Interest is 15.99% 6 year: $165/month. Total interest is $1932. Total % Interest is 19.32% So another way to look it is that going from a 5 to 6 year loan you payment/month drops 18%, but the total interest paid increases 20%. In actuality the risk is more for a longer term loan so the interest rate goes up, negating some of those savings/month. I'll never even do a 5 year loan again, probably 3 at most, if I ever even finance a car again. I won't finance another car if I can.
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Were they <$269 before November 7th?
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Funny enough in the Audi when I lived a little closer to work, in the summer, if I only drove to work could make it the whole week. But the Sunfire will never do that now even though the MPG is much better, much smaller gas tank. I also live a little further from work which doesn't help. I would love to be able to regularly get to work for the week without filling up. A little extra for random short trips would be icing on the cake. That's really much more of an issue with how far I live from work than miles per tank.
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Outsmarted by Paul... that's a low point for me.
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NHTSA proposes mandatory backup cameras by 2014
Trouble Maker replied to frenchy chan's topic in Passing Lane
Good thing I was using that just for an example of the picture and not that actual product or price or you might actually have a point. $326 -
Just a friendly FYI. I was digging around the site and today is the last day to buy season passes at $269, they go up to $299 tomorrow! http://skimadriver.com/10/11SeasonPass
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They probably wont say until Thursday night or Friday morning. If I hear any news I will let you all know. Last Saturday it looked like they had a little snow everywhere, but I didn't look too closely. I really don't see why they wouldn't have everything open since they will have had over a week of good temperatures to prepare. At any rate check the website later this week to be sure, it should say which runs are open.
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Am I allowed to come... Lol, Joe, I'm off from the 24th-Jan 2nd too. I have to work at the hill for Mid Mad the 26th and 27th. Then after that I'm up for whatever. Snow Shoe? Perfect North has some decent terain for only being 2 hours away and 400ft tall and.... there is a casino 5 minutes away! No time for a big trip this year?
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NHTSA proposes mandatory backup cameras by 2014
Trouble Maker replied to frenchy chan's topic in Passing Lane
Two of these things are not like the others[/badsinging]... in that they save lives. Just a little FYI, ESC (just like these cameras) also makes the car capable of things that you (nor anyone else) can do on their own. -
NHTSA proposes mandatory backup cameras by 2014
Trouble Maker replied to frenchy chan's topic in Passing Lane
Have you seen any factory ones or just aftermarket? I've only seen a factory one and it was pretty good. I'm sure the standard will specify some visual acuity/resolution/screen size and/or make it so that the driver has to be able to easily discern some standard objects while backing up. This is why these standards are important. Not only will they greatly improve safety but it will mean the technology has to meet some (good) minimum standards. That way a company can't apply some cheap, unsafe system just for a marketing gimmick. Yup, brother in law has a new M37 and I got to see that in action a few weeks ago while visiting them. It is pretty cool, especially when trying to parallel park. -
Yeah, what he said. You can get these in a 6 speed manual and they are a lot of fun. My dad has an 03 SE and it's a zippy little car and handles pretty well.
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NHTSA proposes mandatory backup cameras by 2014
Trouble Maker replied to frenchy chan's topic in Passing Lane
Actually the best and probably cheapest/easiest implementation I've seen is in the rear view mirror. If you aren't already putting an infotainment center in there that's what I would bet auto makers do. Anyways it's just silly to say having this be mandatory will drive makers to put an infotainment center into the car. The market is what's driving that and it will come on all cars soon regardless of whether they have backup cameras or not. http://cf.mp-cdn.net/b7/63/76a231b33ed9f4a20c61c78e626b.jpg They look just like a regular mirror until the screen turns on and are extremely intuitive to use since you are used to looking there to see behind the car. -
I should be there on Saturday.
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That would get extremely annoying after a few times. I like the idea of a car I'm driving a lot getting good MPG, for the environment, future sustainability, for my pocket, but my #1 care might be how often I have to fill up.
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If the debt is the same and the CC payment is lower with higher interest than the car then the total interest paid in the end for the CC will be much higher than the car. That's why everyone is saying CC. The same is true if the payments are the same i.e. you take the 'extra' money after paying off 1 of them and put it towards the other. That's why, if you are trying to get out of debt you always pay of the higher interest card first. It's called debt snowballing. http://consumerist.com/cgi-bin/mt/mt-search.cgi?IncludeBlogs=1&limit=20&search=debt+snowball If he has 10k in CC debt, I think it's a pretty easy answer. Pay off the CC and destroy it. The last thing he needs is another CC. 10K on a car gets paid off very quickly at 700 a month. After you pay off all of your debts, assuming this is all of the debt you have other than a house if you have one, save up an emergency buffer. As long as you are comfortably living without that 700/month, put all of it into savings. What people typical say is ~6 months. After that, keep putting that money into savings and use it to buy stuff you want, or invest some or whatever. That's $8400/year into savings. It's actually $9100/year if you get paid every week/other week and automatically put it into savings every pay check. So to sum up and show you a plan. Pay of CC now and put extra money from CC payment into car. So your 10k car is now getting paid off at 700/month. You're debt free in another 16 months. Start saving up a 6 month buffer. Let's just say that's 10k. You're debt free and have a 6 month emergency buffer another 16 months. So a little less than 3 years out from now you are debt free and have 700/month you can spend on whatever you want!
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They have a booth in thee North Market and they make really, really good salsa. Go there and get a few things of salsa, their chips, and definitely their bean dip if they have any. They don't always have the bean dip, at least at the North Market. They have some that are supposed to be spicy, I wouldn't know as I do medium at best. Every salsa I've had from there has been very good.