I've heard mixed review of Sofi. My personal experience with them was "meh" and we didn't go forward with the consolidation. All mmy current SL's are through FedLoans @ 5%. I have a strong credit score and good income for my age. Sofi offered me a $100 lower monthly payment with a fixed rate that was 2.5% higher. I asked if it was a mistake and when it wasn't I cancelled my app and stopped talking to the service representative.
Mike, how many loans do you have? What rates? What Lenders?