AngryBMW

I see what you did there... -Marc

I literally Lol'd. Thanks. -Marc

Also not a horrible idea... -Marc

That Rinker will go 45-55 max. If you want to go fast then swim...I'd suggest you have the family take the pontoon to a cove, you go out on the jet ski and tear it up then go tie up next to the pontoon. -Marc

I'd politely disagree with the above statement. Rates are still amazing historically; we have simply been spoiled over the past 2.5 years with all time low interest rates. Keep in mind 3 years ago prime was 5%+. http://www.freddiemac.com/pmms/pmms30.htm As the .gov keeps trying to push treasury bonds on the market and they do not get the response they expect, we will continue to see rates rise. http://finance.yahoo.com/blogs/daily-ticker/mortgage-rates-aren-t-going-back-down-fannie-174009047.html?vp=1 (Not the best article...but you get the point) To be honest, I will not be surprised when we are back around 4.5-5% this time next year if not sooner. As consumer confidence increases and we push further into a purchase market we will see rates increase. It is actually a good thing and shows that our economy is strengthening. It is also a good thing for (some) mortgage originators as higher rates will weed out a lot of mortgage hacks. I’m looking forward to being busier than ever PS – I’m still below 4% for fixed 30yr terms and below 3% for fixed 15yr terms with next to no cost. Refi and purchase business welcome.

Go test drive one? -Marc

Johny Utah...please clear out some PM's so I can respond to your last message. Thanks! -Marc

Yes, you can finance a 'lot loan'. They are a little bit tricky in todays economy so be forwarned that you will have a few hoops to jump through. We typically require 20% down but have seen 25% down. Completely dependent on the individual situation and DTI. Depending on how you structure the deal, it can be the same as a conventional fixed mortgage but sometimes an ARM makes more sense. I would be happy to discuss the different options with you in detail. Feel free to give me a call at your convenience. 614-339-1206. -Marc PS - I'm a Senior Mortgage Consultant at Union Savings Bank

You have mail. -Marc

Are you looking for a 30yr fixed? I can do better...and cheaper. Call me. 614-339-1206. -Marc

You rock. Spoke to Brandon...got him locked. Thanks Greg! -Marc

Probably

No worries man. If you change your mind, you know how to reach me. I wont lie...everytime I ride I DO miss my sport bike...but I know right now owning one is a bad idea. -Marc

PM'd. Thanks for the love fellas! Ask around, I will do anything I can for fellow CR members. 614-339-1206 is my direct line. I work for Union Savings Bank and we do service all conventional mortgages. GreenTree can suck a leaky asshole. Thanks! -Marc

I sold my crotch rocket 2 (maybe 3) years ago and bought a cruiser. I sold the 1200 as there wasnt a time I rode it that I did not go at least 150MPH. I would go out of my way on a ride to make this happen. After 2 years of this, I decided I was a risk to myself and others. I LOVE to ride which is why I bought a cruiser. It's slow, handles ok, but is a couch going down the road. I'll always own one. No payment, insurance is ~$125yr for an 1100cc couch and it gets 40+mpg. I will use it to commute to work and take nice, relaxing rides. All of my friends with bikes also sold them (iac, clark, adam, eric, etc) which sucks but I still enjoy cranking up some music and riding a few hours. You're welcome to give my bike a spin if you've never ridden a cruiser. Totally different experience and you may enjoy it. -Marc

What do you expect for a cruiser? My uncle rode a 1989 Shadow 1100 that ran 13.50s with a set of pipes. Super comfortable bikes. Nice pick-up. -Marc

Much like your cell phone. -Marc

Marc spent a lot of money on the Cark. I'm glad Kenny had it when he did but am PISSED that I couldn't get it back and finish it. -Marc

Sounds like a hooker and blow. Fuck it...host the party at your house! -Marc

I saved it. I worked during high school and college so I always had spending money for beer etc. I'm sure I eventually used it on parts for the cark and golf stuff but it was all mixed in with my usual money. Like you said, it's his money to spend how he wants. If you deem the item is stupid, maybe it's something he really wants. If I were you, I would try and have a rational conversation with him about the importance of having a 'nest egg' and that if he really wants said item, to work hard and save up for it so he can have some fall back money and whatever toy he wants. -Marc

Looking forward to meeting you out on Alum this summer -Marc

Pretty much. -Marc

I will be completely honest with you, my equity lines are not the most attractive on the market. We do not specialize in them, and offer them as a convenience to our current customers. With that said, you do need to have your first mortgage with us for a HELOC. Depending on your LTV, we can go as low as 4.25%. There is no closing cost to open one, 10yr balloon, interest only on what you have borrowed with a minimum of $75.00. Helpful? -Marc

Just as a heads up, the fastest way to reach me is either email at mstock@usavingsbank.com OR calling at 614-339-1206. I do try to check CR multiple times per day but sometimes I cannot. Also, I just spoke to Orion and will be getting him info ASAP. -Marc

Boom. Thanks Tim! Now I'm looking forward to a little shooting/fishing/drinking at the new place -Marc