I'm going to take a stab at this one since it is exactly the same as the 15 other ticket threads.
Option A: Pay the ticket, move on with life.
Option B: Plead not guilty, go to court. Probably pay court costs but may get less points/cost.
Option C: Hire lawyer to go to court with you. Probably pay court costs and lawyer.
20+ means wreckless op. This is 4 points I believe. I would plead not guilty and get it down to possibly just speeding and court costs. Wreckless op will kill you on insurance.