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Bam

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Everything posted by Bam

  1. Since you have a post of your dyno right now, why not elaborate for those interested in what it took to put down those numbers?
  2. Not sure what the whempys or lan is, but parties are ok in my book, haha.
  3. Any idea why they are doing this? Is this already decided or just something they're considering? Any idea when it would take effect? Where could I find more information? Since you're mom's a teacher, is it weird for people to walk through a school years before their kids will attend, but because they are buying in the neighborhood? does that make sense? lol, its 3am
  4. damn, slate hill is close, says less than 1 mile, but the other two are over 3 miles away, not huge, but where i grew up everything was less than 4 blocks, and they were small blocks, lol. I just wanted a small community for my daughter to grow up in, but we probably won't be there through highschool, never know, hopefully I'm making more in 10 years, ya know? thanks for the info guys, any complaints on the school systems?
  5. definitely hear ya on the traffic thing, I work on wilson bridge... but how close is polaris, because i think if you go the other way on galena it takes you there, right? wonder if that way is busy to 71?
  6. you guys are awesome, lol
  7. oh, do you know what elementary/middle school/high school that is by chance? if not its cool.
  8. sweet, that's what I like to hear. I drove through a few different times of the day and noticed quite a few families with younger kids, like mine. And the guy that's selling the house is only selling it because his youngest just went off to college and he's moving, so that's a plus to know I guess. it seems like taking that road to polaris might be faster to get to the hwy?
  9. only if you plan to have the GS on the streets come next summer.
  10. Isn't it a school night? lol stimmel, bummer man, i should be asleep hours ago, rough week as well and i've gotta be up early for work, blows.
  11. LOLOLOLOLOLOLOLOLOL....rednecks....
  12. congrats man, they've come down a boatload in price to where I've considered picking one up as well, what have you got planned?
  13. I'm preparing to make an offer on a house on a cul-de-sac near Worthington-Galena and Campus View and I'm curious if anyone lives near there has anything to say? I'd worried about the potential traffic issue, seeing as how 23n off 270 ALWAYS looks busy, but I work just south of 270 on 23 that it'd be an awesome commute. I'm wondering where I could find out info on parks/recreation places, and I'm checking into which schools we'd be sending our daughter to, just to check. Anyone have anything to say about the area? If not, ignore my posts, lol, just making the biggest purchase of my life and it doesn't hurt to ask.
  14. pics.... bam6i4@yahoo.com
  15. did you at least win the race? lol
  16. That first link cannot be correct. It has the prime rate being OVER 8% for the past year, that's obviously false information. The second link confirms what I said, interest rates have changed and they have gone up since you purchased. You said you purchased 6 months ago, which would be March, since then prime rate has risen over 3 tenths of a percent.
  17. I'm glad you cared enough to respond, honestly I think you have some good points. A few things though, I've already got my mortgage done up, I have the approval letter sitting on my desk, my rate is locked for 60 days, nothing's changing unless my lender runs out of money to lend, lol. I also am definitely searching and negotiating VERY much on properties, I know this is a buyer's market and I'm in an excellent position, compared to most sellers. I most definitely will not pay top dollar for a house unless its completely worth it for some ungodly reason. 10-12% off LP is a good place to start IMO. I would much rather purchase a foreclosed home or one in need of repair to save some money, as I'm more than comfortable in rehabbing the house myself. I've only been looking for about 45 days, so nothing crazy and I have found a few good homes, this thread was just to make sure of what I thought was right. Lastly, 6 months is HUGE in the real estate market, in terms of price, rates, etc, I mean a week can be a big difference as well. Currently the average 30 year fixed rate is a 5.95% I believe, so for me to be paying .5% more for my loan is nothing to be complaining about in my situation. Where'd you guys purchase, do you still feel you got a good deal and the house is right? Just wondering...
  18. That's not the thing with the majority of american's, its the fact that they cannot afford the 20% down and therefore don't have it sitting in the bank.
  19. And honestly, putting LESS than 20% down is crazy IMO, especially with this market how it is, that's how people lose their house. Their value either doesn't appreciate or it actually depreciates so that they cannot sell it. I'd rather not worry about that considering no one know how long the housing recession could or will last. 20% down used to be, and still should "the norm". What rate did you get, which type of mortgage and what month/year did you get it? There's a lot of factors...
  20. You have to understand that I'm 21, and there was NO financial information exchanged. As far as they know I'm a bum that doesn't make jack, or I'm a multi-millionaire that doesn't want anyone to know. That's the difference. Joe probably does know his stuff, but if I have that much to put down and can get a rate LOWER than what Joe can offer, which I can, why would I use Joe's service's? Just curious?
  21. holy fuck, I was bitching and complaining that I got 6% last year for 60months on my car.
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