Bam

So you expect someone to lend their trailer, that they paid for, to you for free? wow.....and what about the gas or truck to tow it?

Why don't you want to use a rental? It's $40 and easy as hell to tow.

Well,its not just the extra mortgage amount, its the higher taxes, as well as more upkeep. If it was just a straight 200 more per month, I'd have no problem, but in reality its about 500 more or so.

Is it $100k or less in worthington or dublin schools? if so, you should give me more info on it.

What's the cutoff? I make around $36k.

Exactly, and not only that but if I go the condo route my actual mortgage + taxes + insurance + condo fees = LESS than what I pay in rent. So I'm not worried about PROFITING on the house/condo, since I'm only there a short time. If I can buy it at a good price and sell it for 5-7k, or actual market value at the time, just enough to cover my realtor fees, than its worth it. Because if I rent I'm literally throwing money away, not only that, but MORE money each month. Get this, condo is on the market for $99k, market value of around $105k. I can get it for around 90k or a hair less. So in 5 years I just hope to sell it for $100k, or just under. Basically I want my original price + 6% for realtor fees, NOTHING else, and I still win by saving each month. The cheapest in this complex has sold for is $102k, and the most expensive has been $128k, all in the past 12 months. If I get in a 90k and want to sell for $100k in 5 years, I doubt I'll have a problem. lots of good info guys, thanks for the thoughts. I'd love a house but with my schedule and the fact that that areas I'm looking in demand higher prices, the only ones that are affordable to me need lots of work. And a mortgage company is NOT going to loan me more than what the selling price is, especially not in this market.

Wow a house for that cheap? My 2 bed/2 bath 1 story apartment is $750/month. My mortgage could actually be CHEAPER.

bump for ya!

nice marysville isn't too far, but is nice. my aunt/uncle have 28 acres out there, they bought one of those pre-built houses that they just put together or whatever, have been out there 3 years, VERY nice, wooded, trails, pond, above ground swimming pool, etc. huge garage, living the life.

I agree hoblick, and props to you/your wife for taking the iniative of making yours lives better. We're both in school and hope to have MUCH better jobs in 5 years than we do know, and its a necessity to live off both incomes now, it is for tons of people. Paying off debt is very important, as it can ruin you. everything is an investment when buying, good or bad. I look at my soon to be home purchase two ways, either an investment or just another way to pay for my housing. My mortgage will be around $800 w/ taxes/month, I've been paying $650/month in rent for the past two years, for what? And we need to move so we have more space and good luck finding a larger place or townhome that's 3bed/2.5 bath in Dublin for UNDER $800/month, shit lots are over $1000. I'm not too concerned with making money in 5 years on my purchase, I'd just like to break even with realtor fees, etc. Which shouldn't be hard as these places I'm looking have equity like what you got. the monthly amount to me is a wash, its a fact of life and a necessity. With owning a place I just get tax incentives among other perks.

See that's the thing, the condo needs nothing, move in condition and would leave me with extra money each money. But the house needs many updates, carpet, garage door, exterior siding/molding, kitchen appliances, among other things, it's priced $30k under market value because it needs some serious updating, but at the purchase price I wouldn't be left with that much each money, after overestimating on the bills/expenses, it'd be around 3-500, if that left over, so not much to completely renovate a home. But I agree, and that's why I posted this, I really want the house, just not sure if it being a slight stretch is worth it right now. Don't get me wrong, its a VERY good deal, excellent area/neighborhood etc, just at the top of my budget/whatnot for a purchase knowing what it needs.

well...the first wasn't planned, lol, but no, no plans for another kid anytime soon, I can see in 5 years, but I want to get through school and get a solid job/career established before trying again. good thinking though, the condo is only a 2bedroom compared to the 3 bedroom house.

I can see it at a lot of schools, my sister's runs about $44k/year, its CRAZY. edit, that's just for room/board and tuition, add in other necessary expenses and it rises very quickly.

Oh, if it makes any difference I can't see myself staying either any really long period of time, the condo maybe 5 years, and the house maybe 10years.

What would you buy if you were 21, a full time student as well as had a full time job, and a 2 year old kid? Buy a house or a condo? Either one IS a good deal, much less than market value, and obviously houses would be easier to resell, but at these prices I doubt I'll have an issue. I REALLY want a house, we all do. But the fact that we're not home very much during the day, week, or weekend, really worries me about maintaining a home. I'd love a garage at my place, and a nice yard to play in. BUT, I've got access 24/7 to a huge, free garage 15minutes away, and there are multiple parks/etc within 5 minutes bike ride/10 minute walk. The condo is obviously cheaper to purchase. and cheaper to maintain, and therefore cheaper on my budget, but what would you do? Both are in the same, good school district, but are about a $30k difference in price. Over an above the condo you get another bedroom, 2 car garage, and obviously the land/yard etc. thanks for any input.

how negotiable is it? i sold the jetta and so we're in between cars now...

LOL

not bad, how many points is that? what steel? how much? you provide the tubing or just labor?

Damnit!! That killed it, otherwise I'd be scheduling a walk-through tomorrow. We need good schools for our 2 year old. Sorry man, seems priced right. Good luck.

What do you consider 'small'? I'm looking for some side work and have an 02 silverado w/ a plow/salt thrower...

I understand, good luck with the car!!!

address? condo association fee and what it includes? schools? phone number?

60, they are $150 new at best buy

$1000, price may seem high but I had no intention of selling it. It was $1500 new

But there is good debt and bad debt. A mortgage is considered "good" debt to an extent, where as credit card debt is always considered bad debt. I think that's what he was saying. I dunno, I'm buying a house this fall, in worthington for under $150k and i'd say 75% of the houses I've looked at are foreclosures or whatever, and while some good deals are to be had, housing prices ARE not the same as they were 20 years ago like Hotcarl seems to think. I plan to stay in this house 7-10 years, and the housing market will ALWAYS rise, its just recessive now and could be for a few years, but its just a cycle.