I'm glad you cared enough to respond, honestly I think you have some good points.
A few things though, I've already got my mortgage done up, I have the approval letter sitting on my desk, my rate is locked for 60 days, nothing's changing unless my lender runs out of money to lend, lol.
I also am definitely searching and negotiating VERY much on properties, I know this is a buyer's market and I'm in an excellent position, compared to most sellers. I most definitely will not pay top dollar for a house unless its completely worth it for some ungodly reason. 10-12% off LP is a good place to start IMO.
I would much rather purchase a foreclosed home or one in need of repair to save some money, as I'm more than comfortable in rehabbing the house myself.
I've only been looking for about 45 days, so nothing crazy and I have found a few good homes, this thread was just to make sure of what I thought was right.
Lastly, 6 months is HUGE in the real estate market, in terms of price, rates, etc, I mean a week can be a big difference as well.
Currently the average 30 year fixed rate is a 5.95% I believe, so for me to be paying .5% more for my loan is nothing to be complaining about in my situation.
Where'd you guys purchase, do you still feel you got a good deal and the house is right? Just wondering...