yeah that sucks. was she cited? was there a wit? about 90% of the accidents are disputed unless there is a witness or proof. hope your ok. you should be able to buy the car back for a good price. but like stated before, do some research find cars like yours for sale and get together a parts list with prices. it can only help. don't get an atty for your car, complete waste. just fight for what you want, but remember they only owe for market value. I know its worth more to you then to anyone else.
as far as the injury. if its not serious, imo its not worth it to get a lawyer. they do take 30% of the settlement. and the insurance company isn't going to change their offer just for any atty. sometimes they lower it..... Like tim stated, some people get huge settlements and others don't. it all depends on the insurance company, the type of injury, and the adj handling it. let me know if you have any questions.