LJ

Office Max and Dell have some decent computer deals.

Avoid a rematch unless it is the title, potential Bama matchup. That's where I would go.

It doesn't mean "nothing". Its a quality win on a schedule.

No. It should be one of the 4 best teams. They are not the "Slot the Conference Champs Committee". Get that through your head.

Again, it had everything to do with SOS. It gave Ohio State a blowout win against #11. The 13th game comment is allowing Ohio State the chance to increase their SOS by playing that 13th game. Their SOS before that game was like 80, after it was in the low 30's. TCU and Baylor's did not change. The committee has said NOTHING about valuing a conference championship over a dominant team with a good SOS. That part is an unknown, they have only had to take conference champs so far. What we do know is that they use an opponent wins metric along with ranking etc to create their SOS. Their job is to pick the 4 best teams, not slot the conference champs.

Again, the conference championship statement had to do with strength of schedule. TCU and Baylor both had HORRID schedules ( Baylor ~65, TCU ~85) and did nothing to separate themselves. OSU's giant victory over a highly ranked team improved their SOS and separated them. This year Ohio State has a top 5 SOS and even better after Michigan, even without the championship game

You just proved my point with those quotes that it was a weak schedule then no champion to hang their hat on that caused the B12 to miss out, not the championship itself. How about wins over 4 top 15 teams, and if OU and WI win out, wins over 2 top 10 teams that are conference champions, in their house. Louisville is out either way, their only good win is FSU. There is no way that the comittee will sit there and say "well OSU, is definitely one of the top 4 teams, but Washington won their conference, so lets go with them". Won't happen.

It was the argument that their round robin losses hurt them without being able to decide who the true best team was and they had awful out of conference scheduling so there was nothing to compare them to. So they lost out on having a conference champion AND lost the strength of schedule argument. They were saying if you can't change your schedule, you at least need a champion.

Again, there is nothing saying that, it is just one of the criteria they use. Their official written criteria says that they can also ignore all that and put in 1 of the 4 best teams if that is what needs to happen. Please see my earlier post.

You're an idiot. First off, none of the criteria is numbered or said to outweigh others, you have made that up yourself. Secondly, their written criteria specifically says

I think 1 loss Ohio State would get in over Wisconsin if Wisconsin wins the B1G and if Oklahoma wins the B12. OSU would have wins over 2 conference champs on the road, 4 top 15 wins, and only 1 loss.

Jesus Christ Lauren, OklAhoma

Ohio state has won the B1G outright once since 2009. Like I said, it would be nice to win the conference

It would be nice to win the conference ya know

FUCK

Nice HIPPA violatiob

Nope. They take it all. Its a straight equity gift. Same as gifting cash.

Many lenders allow a gift of equity as the down payment. It has to be specified with the lender upfront, fill out paperwork from both parties, and the appraisal has to come through ok. If your house is worth 200k, you could have a sale price of 180k, and the appraisal comes back at 200k, you have a 10% down payment. If the equity is over the untaxable limit, the parents will file their tax form on the gift and it goes against their lifetime limit of like $6 million. I know for sure that Quicken, Wells Fargo, and Chase allow equity gift down payments. A friend of mine just did one through Quicken with a 25% equity gift down payment

Why are you using FHA if they are gifting you a ton of equity? The equity gift counts towards the down payment. Skip the bullshit of an FHA and get a conventional

If the reason for electing Trump is that people are sick of Washington and want change, why didn't more incumbents lose?

Michigan State's offensive coord? None other than James "Dave" Bollman http://i.imgur.com/HGEda.gif http://cdn0.sbnation.com/imported_assets/1480969/YAHqH.jpg http://s138.photobucket.com/user/buttons999/media/BollmanSelector.jpg

Well the B1G already has 2 teams eliminated from bowl eligibility and the SEC has 1, so this would be a stupid bet to take

Nvm

Punt returning is hard and it sucks. I think they leave him in to get touches but just play his ass in the slot more where he is really good

Urban won't change QBs lololololololol. And I lol at anyone that wants a change