LJ

My uncle is an asshole gun snob and carries a .357 SIG, so it must be good

A spring wears out from cycling, not from being compressed or uncompressed.

I don't think my Steelers can beat the Ravens 3 times in one season. I am going with the Eagles vs Ravens with the Ravens winning by 3

Some

I have to go shopping now today

$3500 is self exemption, which you automatically get the $5k is your standard deduction So you are correct, if your taxes and interest are 4k, you would only get your standard deduction. Although there is supposed to be something supposedly in 2009 where you will get part of your interest added on top of your standard deduction, or something like that.

Last time Dad was in there was a 70 yr old lady who smoked 1 pack a day for the past 50 years and they wouldn't let her quit. Her body had become physically dependant on the nicotine.

Anytime it involves chest pain it is always best to take the express taxi (as my dad would call it)

If you are worried about a possible heart problem why don't you just call the squad when you are having chest pains and get your ass into Riverside?

Good lord... I was a felon multiple times in High School!

Error SHVIA Satallite Home Viewer Improvement Act

My HOA contracted some WT tow truck driver to enforce parking on one side of the road only, but not to tow the people who park right next to stop signs or in the middle of a 3 way intersection. Most of the time they have no idea what they are doing and think they are making their neighborhood a nicer place to live when in reality it is making it more of a pain in the ass

Yeah it's a pain. Although if your HOA is pissing you off, it's always fun to hit them with SHIVA violations, which is what I did at my old condo in New Albany.

Here is the law

Depends on the rule. The biggest would be rules pertaining to satellite dish placement. If the rule on where it cannot be placed prevents you from ever obtaining satellite service, it is illegal. Even in condo's and apartments. It's a Federal Law, but most people do not know this and won't fight it.

You would be surprised how many HOA rules are actually illegal but most residents don't know any better.

I listen to Bob Connors in the Morning, then BBC News most of the day at work, or Bloomberg, then John Corby on the way home. Other than that I listen to country. Bloomberg, BBC, and the comedy stations are the only thing worth a shit on XM

That sounds like anxiety

He graduated in my class 2 years ago. He married Ashley Quint

So did AP

ROFL Ever heard of Adrian Peterson?

You do pay homeowners insurance. I'm telling you, while not wrong to just pay the escrow, it is not, by any means whatsoever, stupid, to pay the taxes on your own. It is actually the smarter move financially.

It's actually smarter to pay your taxes on your own. I reduce the amount I pay on my property taxes every year by $200, you reduce yours by 0. Although I think you have to have a large % down in order to not escrow. I had 45-55% down.

I have a business but do my own taxes. I worked as a tax preparer for 3 years in college. I've completed probably 400 tax returns in my life. If you can follow instructions you can use Turbo Tax Pro yourself, it's really not hard.

It would adjust your AGI down. So if you have 40k taxable income and you have 6k in mortgage interest and property taxes, you would owe tax on 34k, not 40k. Also, it only works if the amount is more than the automatic standard deduction Never dealt with it, will let someone else answer Seller basically pays your realtor. In reality, the commission is split between the selling agent and buying agent. You pay nothing. Well my place is 1500 sq ft, keep furnace on 74 and ac on 70, gas,water, sewer, electric is about $275/month Closing costs don't really change that much on the amount of the home. Expect 2-5k. 1 year of homeowners insurance has to be paid up front, but you get a credit for taxes. Try to negotiate seller paid closing costs. Helps out a lot.