ryan you are correct and there is no need to pay chases HIGH apr if you can transfer belive me when you call chase and ask if your apr can be lowerd im the guy you talk to (of course there are more than kjust me) first off dotn expect more than 2 or 3 % thats the trend ive been seeing if your at 19.99 your prolly gonna get offered 17.99f or 15.24v now keep in mind chase lets you look at your rate every 6 months to lower it, also dont call up saying im getting offer from capital one offering 0% cuz we dont care your comparing an intro offer to the card you already have....holy crap i feel like im at work lol fuck it transfer just dont close right away
use this as leverage it takes chase 180 bucks to get a new cardmember they have that invested in you they dont want to lose your bussiness so after its paid off dont use it for 1 yr and call back ive seen them drop from 29.99 to 9.99 in a heart beat
any questions you have about chase creditcards let me know i know too much about them and it would scare most people on here what the 2nd largest bank in the country does to there card members
holy run on