I have been with state farm forever, Jason Hoy in New albany, he and his wife run the office and they have been great to me and my parents. My car a 83 olds was stolen and the system worth way more than the car was taken, full replacement; then car was stolen again, and again full replacement. That was 12,000 grand in comp coverage alone; i only paid 102 a month then. My parents house was burnt due to a second floor fire, they rented them a house for 3 months while it was fixed. House is pratically brand new now. They wrote my dad a check for 2000 at 8pm on a monday(night of the fire) so they could buy shit for the hotel they stayed in at first. I now pay 157 month full coverage, like 250 dectucables, all extras. 23 clean record, minus a 92/65 5 years ago. they also have a safe drivers program, which i have yet to fill out> You just need a 3 year clean record and fill out some paper work.