We switched to esurance about 6 months after our son started driving 2 years ago. At first the rate was phenomenal however now the rate is ridiculous increasing nearly 300%. When I questioned the rate increase I get some generic answer stating the cost of doing business in Ohio has increased. Zero accidents or tickets in decades by any driver and I just cant see this kind of increase. So who does everyone else use and what kind of rates are you seeing with teenage drivers? My son is an adult now and graduated however I have another who will be able to drive in less than a year. My latest rate was $1550 every 6 months for full coverage on 3 vehicles(only a few dollars more to have full coverage). I remember having coverage on 5 vehicles just before my son was added and we were only around $400/6 months. I would just have my son get his own policy but unfortunately it still wouldn't help my rates as they claimed as long as he lives close enough to have access to my cars my rates would stay the same despite if he moved out and considering he has his own vehicle. This all seem excessive for something we only use a combined total of about 100 miles a week. I don't drive that much, my wife just drives a few miles to the shop and might son doesn't go anywhere.