I admit I feel a bit foolish for needing to ask this but...
I know all the major insurance companies, nationwide, allstate ect..
But what about the smaller new companies I see out there like the general, safeauto and the like? Are they any good or just a big hassle. I am looking to lower my rate and have received quotes all over the board none of which are even close with one another. I really dont even know what I need as far as options. When I became an adult I just spawned off my parents policy with my own which had whatever options they had and havent addressed it in 17 years. Now I am finding myself really not knowing what coverages I need, amounts or what I can do away with to save money. Are online quotes solid or in a month or 6 are my rates going to jump dramatically? Esurance which I believe is a part of allstate is coming in the lowest online but I have declined alot of the coverage options.