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Everything posted by John Bruh
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winchester and federal.
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nice car! Welcome.
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Ill probably bring a dirtymax
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Depending on the location Walmart actually sells a lot of ammo. I get cheap plinking rounds there for my ar15 and my lr308
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If you would of actually followed up with me you could of painted my house as it was done two days ago.
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Dude if I had a daughter I'd grab that emo fuck by the back of the next and smash his face into the door if he would try to go into a bathroom with my daughter. Good job!
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I am day weiner at 20hurts
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so I just talked to a rep at einsurance. I can get a full 100% plan with 2500 deductable for 203/mo with a $35 co-pay.
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none. I can replace them.
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so if at all possible i want coinsurance to be 0% correct. I've never had to deal with this and i dont want to be in a bad situation if something drastic were to happen.
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now like what your talking about the 80/20 70/30 etc. The 20% meaning coinsurnance?
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my insurance would be cheaper if i didnt have my son, but I'm getting it mainly for him so it doesnt matter.
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it looks as if the first two have limits on doctors visits. this one doesnt. Insurance Plan Benefit Details *Please read legal disclaimers at the end of this printout. Talk to a live representative at 1-800-977-8860 Monday-Friday 5am-9pm PT. Sat & Sun 7am-4pm PT Live chat is also available at our website at http://www.ehealthinsurance.com 24x7. Your Quote Summary and Quote Number: Coverage for: Applicant (M/23), Child (M/1) State / Zip Code: OH / 43062 County: LICKING Coverage Start Date: 03/01/2011 Quotes generated on 02/22/2011 $211.40 Monthly Cost Freedom Choice $2,500 Not Yet Rated Overview Optional Benefits Customer Reviews Information below describes the in-network coverage for this plan. The amounts shown are your share of the costs for covered benefits. Details at a Glance Plan TypePPO Office Visit for Primary Doctor$25 Copay Office Visit for Specialist$25 Copay Coinsurance20% after deductible Annual Deductible Family:$5,000($2,500 per person) Separate Prescription Drugs Deductible$250 deductible per person (3 persons maximum) Prescription Drugs Generic: $15 Copay Brand: $25 Copay plus 20% coinsurance Non-Formulary: $25 Copay plus 20% coinsurance Annual Out-of-Pocket Limit Family:$4,000($2,000 per person) Does not include deductible Lifetime MaximumUnlimited Health Savings Account (HSA) EligibleNo Out-of-Network CoverageYes (Details in plan brochure below) Out of Country Coverage No. While traveling on business or for pleasure outside the United States for less than 90 days, charges incurred for services or supplies that would have been covered in the United States will be covered. Find Doctors (Search to see if your doctors are part of this plan's network.) Physicians Primary Care Physician (PCP) RequiredNo Specialist Referrals RequiredNo Preventive Care Coverage Periodic Health ExamNo Charge Periodic OB-GYN ExamNo Charge Well Baby CareNo Charge Prescription Drug Coverage Generic Prescription Drugs $15 Copay Brand Prescription Drugs $25 Copay plus 20% coinsurance Non-Formulary Prescription Drugs Coverage $25 Copay plus 20% coinsurance Mail Order for Prescription Drugs Generic: $30 Copay plus 20% coinsurance Brand: $50 Copay, plus 20% coinsurance Non-Formulary: Not offering Days Supply: 90 Separate Prescription Drugs Deductible $250 deductible per person (3 persons maximum) Hospital Services Coverage Emergency Room$100 Deductible plus 20% coinsurance after deductible (waived if admitted) Outpatient Lab/X-Ray20% coinsurance after deductible Outpatient Surgery20% coinsurance after deductible Hospitalization$250 deductible per confinement plus 20% coinsurance after deductible Maternity Coverage Pre & Postnatal Office VisitNot Covered Labor & Delivery Hospital StayNot Covered Additional Coverage Chiropractic Coverage20% coinsurance after deductible, 10 visits per year Mental Health CoverageInpatient Treatment: 20% coinsurance after deductible + Limited at $250 a day. Outpatient Treatment: 50% Coinsurance after deductible + Limited to a $25 per visit. Substance Abuse Coverage Inpatient Treatment: Not Covered.� Outpatient Treatment: 50% Coinsurance after deductible + Limited to a $25 per visit. Out-of-Network Coverage Out-of-Network Authorization Required No Out-of-Network Deductible 5000/15000 Out-of-Network Coinsurance 60% Out-of-Network Out-of-Pocket Limit 8000/16000 Additional Information A.M. Best RatingA+ as of 12/23/2010 Application Fee No Electronic Signature for Application Available Yes Will insurance company obtain and pay for medical records? Yes Additional information about this health insurance plan is available in the documents below. Plan Brochure Exclusions and Limitations can anyone give me any info on these?
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also what is coininsurance. most plans im looking at are 20%, some are 0%
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yeah i've been lucky not have any real major healt stuff. It cost me 2500 last year w.o insurance so once i get it ill pay less than that normally lol.
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they seem to cost more and not cover the same. Like celtic has office visits for $15. My son will have to have these as well as I want to get a regular exam often now. Anthem wanted like 35% after deductable.
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Insurance Plan Benefit Details *Please read legal disclaimers at the end of this printout. Talk to a live representative at 1-800-977-8860 Monday-Friday 5am-9pm PT. Sat & Sun 7am-4pm PT Live chat is also available at our website at http://www.ehealthinsurance.com 24x7. Your Quote Summary and Quote Number: Coverage for: Applicant (M/23), Child (M/1) State / Zip Code: OH / 43062 County: LICKING Coverage Start Date: 03/01/2011 Quotes generated on 02/22/2011 $138.26 Monthly Cost CeltiCare Preferred Select PPO 80/20 Plan Not Yet Rated Overview Optional Benefits Customer Reviews Information below describes the in-network coverage for this plan. The amounts shown are your share of the costs for covered benefits. Details at a Glance Plan TypePPO Office Visit for Primary Doctor$15 copay (2 visits - primary and specialist combined). 3+ visits 20% Coinsurance after deductible Office Visit for Specialist$15 copay (2 visits - primary and specialist combined). 3+ visits 20% Coinsurance after deductible Coinsurance20% after deductible Annual Deductible Family:$5,000($2,500 per person) Separate Prescription Drugs Deductible$500 deductible for Brand and Non-Formulary Only. See brochure for additional RX option Prescription Drugs Generic: $10 Copay Brand: $40 Copay ($10 Copay +100% cost difference between brand and generic if generic substitute available) Non-Formulary: 30% coinsurance Annual Out-of-Pocket Limit Family:$9,000($4,500 per person) Includes deductible Lifetime MaximumUnlimited Health Savings Account (HSA) EligibleNo Out-of-Network CoverageYes (Details in plan brochure below) Out of Country Coverage Emergency Care Only. While traveling for up to a maximum of 90 days; Paid at out of network benefit level Rate Guarantee 12 months. View Detail Find Doctors (Search to see if your doctors are part of this plan's network.) Physicians Primary Care Physician (PCP) RequiredNo Specialist Referrals RequiredNo Preventive Care Coverage Periodic Health ExamEligible Expenses covered 100% (no deductible) Periodic OB-GYN ExamEligible Expenses covered 100% (no deductible) Well Baby CareEligible Expenses covered 100% (no deductible) Prescription Drug Coverage Generic Prescription Drugs $10 Copay Brand Prescription Drugs $40 Copay ($10 Copay +100% cost difference between brand and generic if generic substitute available) Non-Formulary Prescription Drugs Coverage 30% coinsurance Mail Order for Prescription Drugs Generic: $25 Copay Brand: $100 Copay Non-Formulary: 30% Coinsurance Days Supply: 90 Separate Prescription Drugs Deductible $500 deductible for Brand and Non-Formulary Only. See brochure for additional RX option Hospital Services Coverage Emergency Room$250 additional deductible per visit (waived if admitted) plus annual deductible Outpatient Lab/X-Ray20% Coinsurance after deductible Outpatient Surgery20% Coinsurance after deductible Hospitalization20% Coinsurance after deductible Maternity Coverage Pre & Postnatal Office VisitNot Covered Labor & Delivery Hospital StayNot Covered Additional Coverage Chiropractic Coverage20% after deductible. Covered up to $500 per person per year. Mental Health Coverage20% Coinsurance after deductible Additional Information A.M. Best RatingB++ as of 02/19/2010 Application Fee No Electronic Signature for Application Available Yes Will insurance company obtain and pay for medical records? Yes Additional information about this health insurance plan is available in the documents below. Plan Brochure * Exclusions and Limitations *
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example 1 CeltiCare Preferred Select PPO 100/0 Plan Not Yet Rated Overview Optional Benefits Customer Reviews Information below describes the in-network coverage for this plan. The amounts shown are your share of the costs for covered benefits. Details at a Glance Plan TypePPO Office Visit for Primary Doctor$15 copay (2 visits - primary and specialist combined). 3+ visits No charge after deductible Office Visit for Specialist$15 copay (2 visits - primary and specialist combined). 3+ visits - No charge after deductible CoinsuranceNone Annual Deductible Family:$5,000($2,500 per person) Separate Prescription Drugs Deductible$500 deductible for Brand and Non-Formulary Only. See brochure for additional RX option Prescription Drugs Generic: $10 Copay Brand: $40 Copay ($10 Copay +100% cost difference between brand and generic if generic substitute available) Non-Formulary: 30% coinsurance Annual Out-of-Pocket Limit Family:$5,000($2,500 per person) Includes deductible Lifetime MaximumUnlimited Health Savings Account (HSA) EligibleNo Out-of-Network CoverageYes (Details in plan brochure below) Out of Country Coverage Emergency Care Only. While traveling for up to a maximum of 90 days; Paid at out of network benefit level Rate Guarantee 12 months. View Detail Find Doctors (Search to see if your doctors are part of this plan's network.) Physicians Primary Care Physician (PCP) RequiredNo Specialist Referrals RequiredNo Preventive Care Coverage Periodic Health ExamEligible Expenses covered 100% (no deductible) Periodic OB-GYN ExamEligible Expenses covered 100% (no deductible) Well Baby CareEligible Expenses covered 100% (no deductible) Prescription Drug Coverage Generic Prescription Drugs $10 Copay Brand Prescription Drugs $40 Copay ($10 Copay +100% cost difference between brand and generic if generic substitute available) Non-Formulary Prescription Drugs Coverage 30% coinsurance Mail Order for Prescription Drugs Generic: $25 Copay Brand: $100 Copay Non-Formulary: 30% Coinsurance Days Supply: 90 Separate Prescription Drugs Deductible $500 deductible for Brand and Non-Formulary Only. See brochure for additional RX option Hospital Services Coverage Emergency Room$250 additional deductible per visit (waived if admitted) plus annual deductible Outpatient Lab/X-RayNo Charge after deductible Outpatient SurgeryNo Charge after deductible HospitalizationNo Charge after deductible Maternity Coverage Pre & Postnatal Office VisitNot Covered Labor & Delivery Hospital StayNot Covered Additional Coverage Chiropractic CoverageNo charge after deductible. Covered up to $500 per person per year. Mental Health CoverageNo Charge after deductible Additional Information A.M. Best RatingB++ as of 02/19/2010 Application Fee No Electronic Signature for Application Available Yes Will insurance company obtain and pay for medical records? Yes Additional information about this health insurance plan is available in the documents below. Plan Brochure * Exclusions and Limitations * 183/mo. http://www.ehealthinsurance.com/ehi/ifp/all-plans
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I do not currently have health insurance and it's not offered by my employer. What do i need to know about buying insurance. I'm 23, my son is 2 next month. I'm looking for a lower deductable, 1000-2500. I've been finding celtic, united one, and anthem for 120-200.
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bump $400. Tires cost 400 alone!!!!
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i wish i had a dollar so i could see if thats real lol