well in the fox world the more money gets you a cleaner straighter car with less mods that has not been beat to death. If you don't plan on keeping it then it is not as important but if you do plan to keep it everyone always ends up wishing they bought a nicer car to start with.
I am looking at 1st gen lightnings they are 4g for a nice one and then you chould just tell the wife it is just a truck