Dear CR,
How do you handle an unknown credit card on your credit report? (Amex Credit Secure)
Its a Chase Bank card and I only have the first 8 digits of the card, account start date (years back), and a basic history (high balance - non-delinquent). I'm purchasing a house and handing this will improve my overall score.
I called chase, they looked at my accounts and do not see it on my record(s). I went to the branch and got the same answer(s) when they looked in the computer.
^^^ This includes being an authorized user on another person's card.
They advised calling/mailing Experian directly but thought CR might have some shortcuts?