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l36tols1

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Posts posted by l36tols1

  1. Car loan intrest question

    in Dumpster

    Posted

    I keep these two rules when it comes to financing a car:

     

    1. Simple interest

    2. No pre payment penalty

     

    With my credit score, I use whatever financing available at the dealership to score the best deal and before the first payment, I refinance it with my credit union to get refinancing rebate and the lowest interest rate.

     

    How long do you usually wait to refinance?

  9. CTS V-Sport

    in Passing Lane

    Posted

    JP, I see they are at 420 at the crank. With the few mods you list what sort of numbers can they hit at the wheel?

     

    Not sure numbers wise but this guy hit 12.6 @ 112mph with a custom tune, downpipe and intake on stock tires. I am pretty sure this thing can go way faster than that with a better driver.

     

     

    Different guy: Stock dyno - 382whp 416 tq Tri-fecta tune only: 430whp 447 tq

     

  11. CTS V-Sport

    in Passing Lane

    Posted

    So.. why are these cars so cheap right now? (for a used one) What am I missing?

     

    Searching the Cadillac forums they don't seem to have any major mechanical issues and owners seem pretty happy with them.

     

    What's the catch?

  12. Smartwatch

    in Dumpster

    Posted

    Check aliexpress.com they have smartwatches for low low prices. Not real name brand stuff but for the price just buy multiples.

     

    I am currently using this one https://www.aliexpress.com/item/COLMI-SKY-1-Smart-Watch-Men-IP68-Waterproof-Activity-Tracker-Fitness-Tracker-Smartwatch-Clock-BRIM-for/32971937295.html?spm=2114.search0104.3.55.46d744f0P6PKq2&ws_ab_test=searchweb0_0,searchweb201602_3_10065_10130_10068_10890_10547_319_10546_317_10548_10545_10696_453_10084_454_10083_10618_10307_537_536_10059_10884_10887_321_322_10103,searchweb201603_52,ppcSwitch_0&algo_expid=84c72ac1-dd39-43cf-9ac3-00971a0f194b-9&algo_pvid=84c72ac1-dd39-43cf-9ac3-00971a0f194b

     

    I bought 3 but the first one never broke on me went swimming, hiking, biking, bring in the sauna still working like a champ.

  13. What is your preferred exercise?

    in Dumpster

    Posted

    3 days on 1 day off of heavy weights:

     

    Day 1: Legs/triceps

    Day 2: Shoulders/biceps

    Day 3: Chest/back

    Rest

     

    Might go for a hike/bike after that rest day. Then reverse so Day 3 is now Day 1 etc.

     

    Gives my body plenty of rest and I don't feel burnt out or tired as the week goes by. Hiking/biking is my only cardio. I don't do cardio in the gym.

  17. Phone Carriers

    in Dumpster

    Posted

    What is the story with Google fi? I read an ad the other day, who's network are they using?

     

    Sent from my Pixel 2 XL using Tapatalk

     

    T-Mobile, Sprint and U.S. Cellular towers depending on where you're at.

  18. Phone Carriers

    in Dumpster

    Posted

    Old AT&T unlimited plan $65 plus $31 for my Note 9. with tax $101 and some change per month. I don't have insurance at all.

     

    I've had AT&T for about 7 years now. No complaints. Once this phone is paid off my bill will be under a little over $70 a month.

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