Absolutely nothing. I'm 30, have about $30k saved in the 401k, zero debt apart from a CC I pay off monthly, and feel exactly the same as you. This country (our parents) have dug such an insane hole for us to bail them out of that we ought to just say "You know what? Medicare, it's gone. Medicaid, it's gone. Social security, it's gone. Quit whining, you already spent your retirement." Year after year of deficit spending, pork barrel giveaways, and massive trade imbalances have basically turned us from a country of possibility to a country of hopelessness. You see all that money in 401k plans? You better believe the government's going to take as much of it as they can. Same goes for Roths, traditional IRAs, and just about any other investment mechanism. Our parents, our grandparents, and the politicians they've been electing have bankrupted us and mortgaged the country to the world. Welcome to reality.
Discuss.