I have never been late on insurance bills. I use quicken to list my monthly or quarterly bills so I always known what has been paid, cleared, and reconciled. If you pay bills I suggest you use quicken or Microsoft money so this doesn't happen again.
I don't know much about auctions but I do know this, it isn't a good idea to buy a house without a home inspection. Do they let you inspect the house before you lock in a bid?
I can't say I ever buried a pet before. I always took them somewhere to be put to sleep. My wife's corn snake died last night. We buried him when we woke up today. I can't say he was my favorite since he always would try to bite everyone... but my wife loved him.
Rest in peace my friend.
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