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BBQdDude

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Everything posted by BBQdDude

  1. I liked the one that is a mirror. I would love one that just replaces the whole mirror as in my car my mirror has no other functions on it (onstar/etc).
  2. Following as my dash cam really sucks.
  3. Unless I miss heard on the news this morning AC is now canceled. You know that pandemic shit lol.
  4. Good interview and daaaaaaaaaaaaaaamn on that crash.
  5. Old farmers almanac called it... Heavier than normal precipitation and little snow accumulation.
  6. Thank you again for all the added comments. For the why question asked: Some jobs do run a credit report on you Insurance also comes to mind as being effected via credit score Big purchase, say house is in the future which will be happening in about 5-7 years. I thought long and hard over the weekend: I refuse to get a high APR car loan. So the car will come late summer through savings etc.. I did call my oldest credit card company that I used to have. They told me they could not reactivate it. The next few weeks I am going to look at credit card offers. However, I will only be putting a tank of gas once a month on what I get and pay it out prior to the end of the billing cycle. Otherwise I have resigned myself to save, save, save for what I want to purchase. Yes this sucks in the age of instant gratification but I guess I can appease that with hookers lol.
  7. He was one of my top three drummers. I have seen rush about 20 times. They were my first band listening to rock and paved the way for me through future years.
  8. Thank you all for the follow-up. Very good suggestions for sure.
  9. Thank you all. Lesson learned I guess on closing accounts. Hard mistake to live with but it is what it is. I am thinking about hitting a car lot this spring and pay cash for half and finance the other half even if it is ass rape rate of over 10%. My only follow-up is should I pay that small amount off in under 6 months or just let it ride the entire time the loan was setup for?
  10. Prior to diminished value being an acceptable thing on Ohio I had to go down that road. First offer was $500. I denied it using specific car forums to show the value of the car and what others thought it was worth after the fact on those forums. Second offer was $1500. I then took the repaired car to a major car dealership and got a trade in offer showing the devaluation they gave on my car. Third offer was $3000 and I accepted that. I THINK that in Ohio diminished value is now acceptable so You just have to prove how much money you would lose due/vs the amount of damage you have from the accident.
  11. I made a post a few months back. I was working on removing all debt, waiting for alimony to end and helping my daughter out in her time of need. Fast forward to today and all debt is totally paid off after three years!!!! Issue, I closed all credit cards out once each was paid off over the last few years. I had a credit score of 709 but now I am at 631 (WTF!!!) but no negative credit??? I am told my credit report is "thin" which they said meant while I have excellent bill pay etc I have no credit which is a bad thing. My debt to income ratio is at an awesome point due to the above. I am confused, I have always had a car loan up to two or three years ago. I even had a mortgage. Why is that history not viewed or taken into account? Now I see I can get a few credit cards but APR I see is like 29% so I immediately thought F that. I am currently saving up for a new to me daily car for around 20k. Soooooo… Should I accept my fate and take out two new credit cards with that high APR but keep them paid off each month? Should I just finance that car and most likely get ass raped on interest I am assuming??? I am one confused dude as I thought I did the best thing to make all this crap go away. Recommendations?
  12. Can't recommend these enough... https://www.zeroz.com/ Having a bad back my Chiropractor convinced me to stop carrying my wallet in my back pocket.
  13. I can see why they still want it; (police) license plate scanners. Think of the loss of revenue if they have no front plate to scan when a car is coming towards them.
  14. I user lightly soaped water to clean and Lexol to protect.
  15. I would assume that the license plate scan tool they have always on would get a lot less hits if a plate wasn't on the front to "read".
  16. With a heavy heart I had to sell it. Grown daughter and her family were having sever money issues. Only way I could help was by shedding a $500 car payment and a $150 insurance payment. Took 2 years but they are out of the woods. Then I spent a year paying down all of my debt. Then I had alimony going on for a few years. All that ends early first quarter this next year. I REALLY hate being responsible lol. On the loan I never walk onto a car lot without a pre approval saying I can borrow X amount as long as the car rates at that amount. This way if the dealer can't match it I win. If the dealer can beat it I win.
  17. Credit cards are ALMOST paid off, spring next year I will have 0 balance. House loan, I sold my house three years ago and I have been renting since. House purchase is planned for early next year. Your advise is exactly what I did on the last house loan. I also plan on making a few $K in overpayments on top of that. I appreciate the responses. I think that wraps up my question.
  18. So I will be coming out of a three year no "fun car" hiatus this coming spring. Only thing that has saved my sanity is my Harley. I have researched a few cars and I am thinking next car will be around $25-$30k. Now in the past I have sourced auto loans, made my payments without much thought. So, onto the question... Once a car and loan are sourced I will have a 4 year repayment plan. I will want to make heavy principle payments above the monthly loan repayment to lower the amount owed on the car. Will the total amount of interest still have to be paid if say I pay it off 1-2 years early or will the total amount of interest go down from over payment on the monthly amount?
  19. BBQdDude

    Anthony

    Take your time recovering but kick rehabs ass man!!!!
  20. After owning one (rotary engine) I shake my head and mutter at this.
  21. Found one with downpipes, intake and a tune which seems to make 461 WHP. So about $1.5K-$2k I am thinking for those mods and tune:
  22. JP, I see they are at 420 at the crank. With the few mods you list what sort of numbers can they hit at the wheel?
  23. It's an LT but... https://turo.com/rentals/cars/oh/columbus/chevrolet-camaro/374340 V-8 but in massilon... https://turo.com/rentals/cars/oh/massillon/chevrolet-camaro/375226
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