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owndjoo

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Posts posted by owndjoo

  1. i'm big fan of the Vesrah RJLs. used the ferrodos on my SV and switched to the Vesrah on my 600's.  Biggest thing with the rjls is initial bite.  When you literally have to run higher fluid levels in your forks due to the pad... you know they bite.  There's no progressive bite with those pads. Very much an on/off racing pad.  Ferrodos were good, however I have no experience with them on fast bikes nor on the street with any of these pads.

  2. i love my springfield mil-spec.  Had a RIA Tactical 2011 and shot both together at the range.  Springfield destroyed the RIA in every possible way.  Only about $130 more than the RIA, ofcourse doesn't have the cool features of Beavertail, skelotinized hammer/trigger, full-length guide rod, or the rail system. But it does come with a tight match package of stainless barrel and bushing. Shoots well and has no rattel unlike the rattley inconsistent RIA.

  3. 78hp is just a cam swap. 1st gen motors didnt have near the wheelie/crank issues of the 2nd gens. if its been recently rebuilt/freshened, then it should be good to go. that many miles without being inspected i would be worried, but not if it's been maintained.  you can find sv motors for a few hundred bucks.

  4. Yea whole life is a great option. Guaranteed growths which are often beaten with dividends on top. Like you said after so long it self funds an just keeps growing and you can access tax free without penalty. I don't even sell anymore and I still push it because it is a great product to add to your overall financial plan. I have my own small policy because I know I can convert my term rider down the road when I need more coverage and I'm locked in for life at the top health rating for a 27 yr old

  5. He said max out 401k.  I agree with that.  Maxing out is $17,500 for 2013.

    i never agree with maxing a 401k. I prefer to invest only what the company will match(free money), and then put into a Roth and/or other avenues.  This is also for our government employees with deferred comps.  That money looks great until you realize that your pension puts you in a higher bracket and now you're paying a big chunk to access your retirement.  I like a nice whole life added into a plan as well since it will provide liquidity for any emergencies and a nice death benefit incase of the unthinkable... not to mention a lot of companies are now offering LTC access riders to help cover any nursing home stays.  It is quite a big world this investing game, so there are many different routes.  The key is not to be greedy, but also not to be scared.

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