coltboostin

I am, and have been speaking from the perceptive or a lender dealing with people looking to refinance their existing property, in which case having a "modular" home would be advantageous. And yes, many of them are "stupid"

=The gray area to the average borrower who thinks the lender wont eventually find out its a manufactured home. This was the issue I mentioned in my first post.

Fair enough. The problem lies in the fact that everyone that has a manufactured home, THINKS is a Mod, and every Mod THINKS its stick built. Typically the truth would not come out until you have a title Cert.Some banks do use the same ratios and for Mods and Standard Detached, some don't. It is what it is.

As can I, but the discount will be reflected in the borrower's closing cost. That, and there is a lot more legwork on the lender and borrower's end to get an underwriter to approve such a loan. Odd that your pushing a mod like you sell, or, live in one. You say "proven fact." I'd like to see the proof;backed by pictures, evidence, and some sort of repeatable provable analysis. To make sure people dont think a Mod=Single Family home, here are the guidelines for Fannie/Freddie, the GSE's who's directives drive the US lending industry. Like it or not, they make the rules. http://www.freddiemac.com/sell/factsheets/ltv_tltv.htm Read the bottom-you need to see Section H33.3e for Mods http://www.freddiemac.com/sell/factsheets/pdf/manufactured_homes_387b.pdf Even if you don't know what your reading, its easy to see a loan for a Mod is much more difficult that a standard home. Consequently, your rates and fees will reflect that. And HAVE FUN taking a cash-out refinance for one!

I agree when comparing to a double wide, but in comparing a Mod to a regular Detached Primary, the rates and terms are different, period. And in this market, resale is not so great as well. But, to each his own.

Through anyone! Many banks wont even do them anymore, and the ones that do offer pretty high rates.

Thats all I got from that

Unless you'd NEEDED race gas, dont bother. Its pretty tuff on your fuel system, not warranted for a DD unless your making 1krwhp IMO

BE specific when you make this buy, Mods are tuff to finance.

Just use old school cheap-o Monohydrate, and read up on proper dosage and food intake for best results.

Well, My theory is that the aluminum is a junk casting, plus the lack of threads, in my mind would be aided my the plug being UNDER torqued. The higher the trq value, the more you stretch and stress the thread. Obviously, this is all relevant to how stressed that thread already was before you got there. It seems one idiot doing a tune up can botch this all up.

So, you'll take 3k for it....

Still ridiculous for an NA motor.

Ok, but what I am asking is should this be done as a preventative maintenance, or IF its an issue, fix it then? And 4 threads? Really? What was ford thinking!?

Wow. Is that JUST in the tune-or int he parts as well? Thats CRAZY for NA gains-even with a V10

So, your saying every Triton motor, even has had or will have their plugs blow out? Call me crazy, but that sounds a bit far fetched

GREAT TIMING. :no:

I may be picking up a V10 soon. Do you advise pulling them out, and say applying a LIBERAL coat of anti-seize, and install an a lower TRQ value? Or, leave it be and PRAY. :no:

How many miles on the truck?

I cant pass on the deal- thats why I ask. And If I was worried about MPG's, I'd sell all my cars and buy a fucking Prius. Fuck that. Fuck mother nature. :fuckyeah: Details if it does down.

I wouldn't even expect the power gains, but if I pick it up, I will be looking to help the MPG

Thanks boss!

Thanks for the link! How is the Evo BTW? PM or text me tomorrow

Cool-feelin better about it already!

And 4x4