taxes are paid monthly until they tell you otherwise. go to the link serpentracer posted and do alot of research. dont be lazy on your book keeping. go talk to an account go talk to a bank, see who will rape you the least for your account, and also see who will rape you the least for credit card processing (and trust me you get raped) definitely shop around for insurance, there are better deals to be had with better companies. market your business like crazy dont be lazy with your tax write offs, anything you do that has to do with your business can be written off, keep receipts, get a file cabinet, label folders. if you buy a pen to write with for your business, keep the receipt!! i started being lazy about keeping track of milage.. it adds up and will help you out end of year. dont hose your customers or youll pay for it in the long run. first thing youll need to do to actually become a business is file for an LLC, INC, or whatever you decide. then get your federal tax ID, then Vendors license is next. just do alot of research, alot of reading on the link posted above, and talk to other people who have done the start up. its alot of info at once and alot to take on.