yea, for the condition of the bike (great) the low mileage & the extras I'd say that his $4K payoff is about $500 high but then again it's not a ragged out SH... kbb retail is $3920 kbb trade in is $2680 thats not counting the need for tires, the new DB screen, sharkskins lower, sargent seat or the undertail + the buyer gets the stock parts so 4k is not a huge stretch ,, but it's not a killer deal either. I was just trying to help him out, I make nothing out of the deal and no he's not hiding it here .. the bank knows exactly where it is. when they call/come to pick it up I will happily hand them the keys..