SRTurbo04

http://www.daveramsey.com/home/

some good info there will read more :fuckyeah:

Dave Ramsey snowball done and done.

 

-Erik

english?

Hence the j/k, I went down that road and it wasn't fun. Too bad you don't have something to refinance and absorb everything.

 

BTW Are you going to go to BW3 every tuesday now?

not every but yea we have been going on tuesdays.

Also, have you looked into getting ANOTHER CC that ALL of the balances can be transferred to, preferably one that has 0% APR on transfers???

 

Then, ALL your $$$ goes to the Total...

 

KillJoy

file bankrupcy and keep your car, pay back pennies on the dollar, stick it to the man.

 

j/k

yeaa not over this little of debt. my brother did that a few years back and screwed over my mom in the process. my moms still trying to fix his fuck up lol

I think you'll feel better seeing the littler bills disappear, but I think you'll come out ahead to throw more money at your higher balances first.

 

I'm no financial adviser though.

i know it would be smarter to do the higher first but i just cant see it getting payed down faster that way. idk thats why im posting to get some honest opinions.

i know it will be more interest on the higher cards but if i can pay down the small ones ina few months then start throwing gobs of $ at the bigger balances to get them payed off.

hmm

btw yea feels good to pay them off..payed off the fiances ring last month wooohoo

Balances/payments don't mean jack. It's all about the rate. If the rates are all identical then I would 'snowball' the payments. Meaning pay off the smallest cards first and use the payments you were paying on those towards the other cards once you have them paid off.

Yeah pay off lower bal and put that towards paying off the higher ones.

yea aprs are the same. i use to just pay in full each month but things got out of hand quick and idk im a tard, trying to make up for my mcsteaks.

btw not behind or over at all so im not a douche who isant paying there bills just want to find the best, fastest way possible

Pay highest balances first because you're paying interest on more money.

 

How much difference in min. payments are we talking?

75 to a 100

You got it right > pay off the lower balances first so you can free up monthly cash so then you can put the extra $ to put twords the higher balances after?

thats what im thinking. all i know is young and dumb sucks when your trying to fix ur self now ughh FML

Well i need a few honest opinions on here(no bullshit please or ill ban your ass )

this is the suitation have a few cards that need payed off. the larger balances i have seem to have lower payments while the lower balances have higherpayments (assbackwords i know)

same aprs.

would you pay off the lower balances first so you can free up monthly cash so then you can put the extra $ to put twords the higher balances after?

i know in theory you want to pay the higher balances first but with paying off the lower you would free up more $ monthly to pay twords the higher there for paying off the ccredit cards faster...or woudl you try to pay off the higher balances first?

am i on crack for thinking this?

whats your opinions on the best way posssible?

http://www.buckeyenissan.com/ou/hilliard-nissan/console.do?page=e_newspecials

 

Sentra is $169/39 months

Altima is $179/24 months

Versa hatch $179/39 months

Frontier $229/39 months

looked on ther esite on the sentra but the add on tv said 119 for the sntra idk

just saw a commercial on cbs for buckeye nissan 119 for a 2012 sentra no info on money down.

dam theres a ton of crack head lease deals out there

 

Not the best movie but being a car guy, I love the opening scense with the fries.

god dammit linn now i wanna watch that movie haha

its not the end but its still awesome

http://www.youtube.com/watch?v=mOwBJUl4F_Y

Here is video of it, there is an ECU tune setting that makes it misfire and sound like an old turd. With the flip of a switch, the engine gets full power back.

 

holy awesome..!!!!!!

crap youtubes going slow fml

holy awesome video... i think...couldnt really see a dam thing at all...:dumb:

I am still in it be the first time out this season fml

Might be in, just got some new boots yesterday, probably get skis friday.

Hit me upp if u wanna carpool up there if u go.

Brandon hasnt been on here since the middle of December. When I last spoke with him he said he has no desire to comeback. I know he's now on raceclub everyday.

ahh well nevermind with contacthign him here. but he works at germain honda off sawmill and will hook you up