street pilot
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Everything posted by street pilot
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I'll be there. Red 600RR and a Red umbrella.
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Before you talk to the dealer with the van take it to Carmax. I've heard their buying process is straightforward and the prices they offer are reasonable. At least you'll then know how bad the other dealer is trying to screw you.
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Adam's rambling thread about lowering Student Loans, Taxes, ect.
street pilot replied to iwashmycar's topic in Dumpster
Refinance your car into a 2-3% loan for as much as they'll give you, then put that check on your higher rate student loans. -
Adam's rambling thread about lowering Student Loans, Taxes, ect.
street pilot replied to iwashmycar's topic in Dumpster
One reason to combine might be a better interest rate if one person has poor credit. A reason not to combine might be if you file taxes separately and itemize. Personally I like fixed interest rates - if you have extra money you can always contribute more to the principal. With a variable rate you will probably get a lower rate initially, but with rates at historic lows and recent upward movement, I think they will only increase in the future. -
Adam's rambling thread about lowering Student Loans, Taxes, ect.
street pilot replied to iwashmycar's topic in Dumpster
I consolidated my private loans with SoFi but there are other options too, like DRB. (If you go with SoFi use a referral link, free money is free money). Run away from Sallie Mae / Navient or anything else with a variable interest rate. You did not say why her payments are rising or if either of you are still in school. I'd recommend getting them refinanced to a fixed interest rate, then plug each loan into a calculator to see which is costing you the most. Pay at least the minimum on all but put any extra money on the loan that is costing you the most in interest. Generally federal loans give you more flexible repayment options if you meet certain income requirements, etc. -
Commercial Truck Tires...anyone have any leads?
street pilot replied to 1Quik7's topic in Passing Lane
Hogan Tire and Service in Marysville. https://www.hogantiremarysville.com/ -
https://www.amazon.com/Holy-Stone-Wide-Angle-Quadcopter-Compatible/dp/B01IK37D3A/ref=sr_1_7?ie=UTF8&qid=1514516176&sr=8-7&keywords=smart+drone
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Alpinestars SP-2 gloves. Excellent condition, hardly used. The rubberized logo is peeling from the leather - could use some glue to be 100%. $60 https://photos.app.goo.gl/HKj7r2iIyzKkOfk03 https://photos.app.goo.gl/hOf89441QrV3AmYV2
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I have Illinois. Pm me if interested.
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Damn scary - glad you came out of it ok. I've used K&N filters for years without issue but this is evidence enough for me to switch. It was mentioned elsewhere but just to get the word out, they are basically banned at Mid-Ohio now. Several folks had to start their days today changing oil/filter trackside even though those filters are not explicitly black-listed anywhere I can find.
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On a Ducati? I'm sure they're at least Gucci brand. Boots are sold.
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That first shot is great!
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Anyone going to Mid-Ohio on 8/23? I'm hoping to go but haven't reserved a spot yet.
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Hmm.. Does the link in the first post not take you to pictures?
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No one needs boots? What are you riding in, sandals?
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I like my dubs (for riding). https://www.getdubs.com/ They have a more natural attenuation curve than the flatter curve of foam that just muffles everything.
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most lawn and garden shops should have it.
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Are you in class A funds? What are the loads and expense ratios? When I dealt with American Funds (through EdJones) they were class A funds with a 5% front-end load. :doh::doh::doh: Vanguard funds have no load and tiny expense ratios (.12 average). If you're happy that's all that matters, but you might be giving a lot of money away. https://investor.vanguard.com/mutual-funds/low-cost
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I highly recommend moving it to Vanguard. There are several LOW COST funds there that you can park it in - lifestyle funds (with a determined stock/bond allocation) or retirement funds (with a stock/bond allocation that changes with time). For real estate, they have REITs. Poke around on their calculators to see what is right for you: https://investor.vanguard.com/home/ Before you decide on anyone else, learn the expense ratios and load fees (%) of the funds you're considering and compare them to Vanguard. If you want to trade individual stocks I'm not sure. Scottrade has been fine to me in the past but I think there are cheaper options around now. *Also worth mentioning, this rollover to an IRA could limit your backdoor Roth options in the future, so you might want to roll it to your current employer if that's a concern.
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$60 well worn but still have plenty of life left. In Columbus, I'd rather not ship them. https://goo.gl/photos/FxguJPuoHX8Tsn4JA
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I've used Apco and Lowe's for basic vinyl windows. I'd use Apco again.
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After further research, you can't combine the offers so scratch the referral. They'd either give you $50 for moving, or $250 if they can't beat your APR or payment. https://www.bmifcu.org/news/2017-01_dare_to_compare.html If I remember correctly, you have to create an account with them to even apply for the loan, but you can talk with a loan officer to get an idea of what interest rate you should qualify for before opening an account. If you plan on applying for a mortgage or other large loan soon it might not be in your best interest to switch now, and it's probably not worth switching if your existing loan has early payoff penalties. Call and talk to a loan officer for the details if you're interested, I'm no banker but I've been happy with their rates and service, hence the plug.
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BMI Credit Union is good to me. They'll give you $250 if you move your loan to them, $50 if they can't beat your current rate. Use my referral and we both get $50. https://www.bmifcu.org/auto_loans.html
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Columbusites; what's up with all of the tax levy's on Nov ballot?
street pilot replied to Trouble Maker's topic in Dumpster
I used to think teachers were underpaid. http://www.bizjournals.com/columbus/news/2016/11/08/best-paying-school-districts-in-central-ohio.html?ana=e_ae_set1&s=article_du&ed=2016-11-08&u=gbPRmKmPvkeW1%2BZAD%2BKPYQ013b3b45&t=1478639353&j=76397891#g1