Gunner75 Posted June 3, 2013 Report Share Posted June 3, 2013 My insurance company is supposed to be calling me soon to settle up on the loss of my gear. I have a few questions. Here is what my jacket looks like, Its obvious that my back piece took the greatest impact. My question is, should I continue to wear my jacket or should I trash it? There are no broken seams or anything and the CE armor plate in the back looks like it should be good. The other question is, my helmet doesnt look like it took any impact at all. There are no scrapes or cracks or anything else noting that it took any damage. Should I claim it as a loss just incase? Quote Link to comment Share on other sites More sharing options...
mfs81 Posted June 3, 2013 Report Share Posted June 3, 2013 (edited) I would say yes. Even thou you don't see any serious caution to your gear, down the road if you are still wearing the jacket and helmet something happens? Then you sould be shelling out the $$$. I would say claim it and get new gear. Keep the current stuff for back up, for like a quick 30min ride or something. Edited June 3, 2013 by mfs81 Quote Link to comment Share on other sites More sharing options...
Helmutt Posted June 3, 2013 Report Share Posted June 3, 2013 (edited) I agree, claim it as a loss and replace it all. You can keep it for spares just in case, or gift it to someone that has no gear and pay it forward Edited June 3, 2013 by Hellmutt Quote Link to comment Share on other sites More sharing options...
Bad324 Posted June 3, 2013 Report Share Posted June 3, 2013 claim it and get rid of it Quote Link to comment Share on other sites More sharing options...
Gunner75 Posted June 3, 2013 Author Report Share Posted June 3, 2013 Allstate is telling me to make a list of all my gear how much I paid for it and then go to my local agents office so I can turn in my gear to them so they can issue a pay out on it. Sounds like they arent even going to allow me to keep it. Quote Link to comment Share on other sites More sharing options...
mfs81 Posted June 3, 2013 Report Share Posted June 3, 2013 mm... at least they are not going to argue with you over the current condition of the product and say no. prob their way of saying we give you money for that gear and than cheating the system... at least you can get new gear now. Quote Link to comment Share on other sites More sharing options...
Bad324 Posted June 3, 2013 Report Share Posted June 3, 2013 Allstate is telling me to make a list of all my gear how much I paid for it and then go to my local agents office so I can turn in my gear to them so they can issue a pay out on it. Sounds like they arent even going to allow me to keep it. thats nice then, I'd go that route Quote Link to comment Share on other sites More sharing options...
smccrory Posted June 3, 2013 Report Share Posted June 3, 2013 Agreed, get new gear, surrender the old. It did its job, time to retire. With any luck it may even serve science in its afterlife. Quote Link to comment Share on other sites More sharing options...
Mr Anderson Posted June 3, 2013 Report Share Posted June 3, 2013 Get rid of it and claim it. Get your new gear. Quote Link to comment Share on other sites More sharing options...
Cme2c Posted June 3, 2013 Report Share Posted June 3, 2013 I have my insurance with Progressive. Two years ago when I had my encounter with the deer wanting to ride piggyback with me, they did not exchange words about my gear. They said to make a list of the gear I was wearing with current prices and they cut me a check for all of it & let me keep the old. I ended up with a new helmet, mesh jacket, gloves & rainsuit and continue to use the helmet & gloves as spares. My mesh jacket would have still been usable but the EMT's got a little crazy with the scissors! Quote Link to comment Share on other sites More sharing options...
Medina Posted June 6, 2013 Report Share Posted June 6, 2013 Agreed, get new gear, surrender the old. It did its job, time to retire. With any luck it may even serve science in its afterlife. ^ that Quote Link to comment Share on other sites More sharing options...
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