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Home buyer question


AWW$HEEET

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Good luck man. I bought a home and H&R block said my costs weren't high enough to qualify. Closing costs, points, interest all count I believe. I paid about $5k if I recall (just off the top of my head). They showed me their little calculator and I was just a few bucks under the standard deduction, so I didn't itemize. I think that's right?
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When purchasing a home, what initial costs are you able to qualify as a tax deduction?

 

Inspection? Free if you know the right people, or around $200

Closing costs? All banks differ most will be around $1500-2000

Down payment? Depends on how much you want your payment, if you want to pay PMI, if you can get a better rate at a better LTV, I put 15k down on mine.

Fees? some will have a loan processing fee like chase which i believe was $250, a lot of local banks will not have this, as well as brokers. Like redbrick doesn't the guy i used was Shawn king (880-king) he didn't for my loan.

 

Just trying to get my shit in line. Thanks in advance.

 

fixed

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