MattKatz Posted February 15, 2012 Report Share Posted February 15, 2012 Holy Crap.....Where is that list pricing based out of (City) because My 08 CC Silverado is like half of that reg Cab Truck listed and has been since we bought it new....And this is with $100 Deductables. Quote Link to comment Share on other sites More sharing options...
crummer Posted February 15, 2012 Author Report Share Posted February 15, 2012 Another way to look at this would be the number of miles driven by the two groups in a given year. I would argue that the costlier group covers less miles in a given year than the lesser cost group. So less miles per year begins to make the cost per mile exponentially expensive. Quote Link to comment Share on other sites More sharing options...
Skinner Posted February 15, 2012 Report Share Posted February 15, 2012 Another way to look at this would be the number of miles driven by the two groups in a given year. I would argue that the costlier group covers less miles in a given year than the lesser cost group. So less miles per year begins to make the cost per mile exponentially expensive. Not true the more you drive the more you are on the road the more you are at risk of getting in a accident. Also must insurance companies will ask you if you will daily the vehicle or if its for pleasure which affects the rate as well. Quote Link to comment Share on other sites More sharing options...
Forrest Gump 9 Posted February 15, 2012 Report Share Posted February 15, 2012 Insurances, the necessary evils. I'm glad I'm not 18 any more. Three vehicles with full coverage and I pay less than $1k a year. Quote Link to comment Share on other sites More sharing options...
crummer Posted February 15, 2012 Author Report Share Posted February 15, 2012 Not true the more you drive the more you are on the road the more you are at risk of getting in a accident. Also must insurance companies will ask you if you will daily the vehicle or if its for pleasure which affects the rate as well. How so? The MB, P-car, & BMW's cover less miles in a year than the Yotas, Chevys, and Fords. Therefore the probability of the least expensive group to have an accident is greater than the costlier group based on the number of miles driven a year. Quote Link to comment Share on other sites More sharing options...
M0nk3y Posted February 15, 2012 Report Share Posted February 15, 2012 How so? The MB, P-car, & BMW's cover less miles in a year than the Yotas, Chevys, and Fords. Therefore the probability of the least expensive group to have an accident is greater than the costlier group based on the number of miles driven a year. Based on my insurance (Still under family). I'm a full-time driver. That's all that was asked. When I was younger, it was cheaper to put me on part-time, since I was only driving to HS and what-not Quote Link to comment Share on other sites More sharing options...
Harry Bird Posted February 15, 2012 Report Share Posted February 15, 2012 $594/year w/ $250 deduc's. I can't imagine paying $1500+/year, haven't done that since I was 18. Im 20 thats for the firebird and the camaro Quote Link to comment Share on other sites More sharing options...
El Karacho1647545492 Posted February 15, 2012 Report Share Posted February 15, 2012 Those rates are ridiculous. I'm around $1200/yr for full coverage for the three cars to the left with Erie. $100/mo for those three!? Thats insane. Is your deductible $2000 or something? Quote Link to comment Share on other sites More sharing options...
mmZ06 Posted February 15, 2012 Report Share Posted February 15, 2012 $100/mo for those three!? Thats insane. Is your deductible $2000 or something? $500 deductible. Quote Link to comment Share on other sites More sharing options...
AudiOn19s Posted February 15, 2012 Report Share Posted February 15, 2012 I too am glad (at least when it comes to this topic) that I'm >30 now and have a fairly clean driving record these days. we're right at about $2300 a year for full coverage on 5 cars Quote Link to comment Share on other sites More sharing options...
Mr. Jones Posted February 15, 2012 Report Share Posted February 15, 2012 It is amazing what adding some years to your age deducts from your insurance bill. Quote Link to comment Share on other sites More sharing options...
El Karacho1647545492 Posted February 15, 2012 Report Share Posted February 15, 2012 It is amazing what adding some years to your age deducts from your insurance bill. tell me about it. 24 going on 25 here and I can't fucking wait to stop paying $1k a year on a shitty old Hyundai. Quote Link to comment Share on other sites More sharing options...
Mr. Jones Posted February 15, 2012 Report Share Posted February 15, 2012 tell me about it. 24 going on 25 here and I can't fucking wait to stop paying $1k a year on a shitty old Hyundai. I insure the 3 cars in my sig through State Farm with their highest levels of coverage IE; 250/500K + Additional large $$ liability umbrella. Just in case I accidentally total a Bugatti Veyron filled with school children and get my ass sued off. What's funny is, going on 31 now, I pay way less for this asshole level of coverage than I used to on 2 old liability only cars back in the day. :dumb: Quote Link to comment Share on other sites More sharing options...
87GT Posted February 15, 2012 Report Share Posted February 15, 2012 $850 a year to insure both of my cars at 100/300. Clean record good credit feels good man. Quote Link to comment Share on other sites More sharing options...
kirks5oh Posted February 16, 2012 Report Share Posted February 16, 2012 i pay $3XX per month for all my cars, home-owners, umbrella. my vette is cheaper to insure than both cadillacs. my disability and life insurance dwarf the amount i pay for autos---its out of control Quote Link to comment Share on other sites More sharing options...
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