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Maybe I'll jump in this conversation. So I'm at the point where I "could" retire early. Way different circumstances from most of you all. My situation is I am debt free, have almost five times my annual salary in my 401k, almost 29 years of pension build up, and I have a sugar mama that is about to get promoted. That last one is the key for me. I've worked my entire life at a bullshit corporate industrial job to raise my family and put food on the table. Many you probably remember me posting in the past about working all weekends and barely be able to get away and do things. Years ago my wife wanted to go back to school and so I worked so much overtime and weekends to make that happen. The agreement was that I could retire early and she would take care of me in the future. So then last year she went back to school again to get her master's degree in healthcare administration. And in the very near future the manager of her office is retiring and my wife should be a shoe end to take her place which also comes with a substantial pay increase and benefits. And while the thought of retiring early is enticing I'm just happy that I'm at a point to where I could just walk away and say fuck it at any time. I mean that peace of mind is paying dividends as we My work is so slow right now and they're actually talks of layoffs. and it doesn't bother me in the least a little bit. I'll stick around as long as I can or as long as I feel like. I mean let's face it, every year I work is more pension dollars and 401K savings(which I'm currently stashing 30% of my paychecks into my 401k) At this point my income is the play money, and we like to play. So that's where I'm at, debt free, a nice nest egg, empty nesters and a spouse that loves what she does and doesn't mind doing it. Now when I actually do pull the trigger and retire, I don't think I would retire completely either. Would absolutely want to pick up a gig that I like or love. Maybe bounce around different jobs like motorcycle shop or parts counter or even just turn wrenches in my own garage.