American Express just came out with a new debit card type of thing called Bluebird. You can use it like a normal spending card for every day use, and it also has a bill pay option. You can pay your mortgage, student loans, credit cards, whatever with it. You get a starter pack from Walmart then get on their website and request a permanent card. It's $5 for the starter pack plus whatever you want for the initial funding. The details for funding it are in the link below, but most of the options require a debit card or cash. The trick is you can fund it with Vanilla reloads. Generally you can buy these with credit cards at Office Depot but the closest one is in Marion. Does anyone know anywhere in the Columbus area that allows you to buy Vanilla with credit card? If so, this is the way to pay for EVERYTHING with a points generating card.
http://millionmilesecrets.com/2012/10/22/american-express-bluebird/