Tonik

It's official.

I would have bought it, but you used the wrong oil.

Ok. I approve of this plan.

What the hell, you can't sell that thing. It's like part of history or something.

That looks really good man.

Any casino.

True, but bros before hoes.

He bought a house on a private lake, in Mike Tysons old neighborhood. He is too good for us now.

He is dumping all his stuff and getting out of biking. Please don't enable him.

I bet you hear that a lot.

I saw that. And it appears Method Man will be with them this time. If so, I will be there. Probably Detroit as Columbus sucks.

It's official. I have informed the company I am retiring the end of April.

Tad heavier than 550 but the 24 FJR is looking pretty good to me for one up.

Goldwing.

Damn it. We will certainly be above the 44k limit I just found with Google. Time for more math.

It's the wife, although I am betting she will win and I get celebration sex.

Or if I draw down current investments while I wait to get SS I lose the income that money would get me.

Or if I draw down current investments while I wait to get SS I lose the income that money would get me.

Circling back on something @Tpoppa said which is 'collect social security as soon as you can in most cases' (paraphrasing). Check my math gang. If I retire and collect SS in May 2025 I will get 3010 per month 15 months until I get to full retirement age I collect 45,150 at the 3010 rate. But I am locked into 3010 for life. If I wait until full retirement age I collect 3349 which is a difference of 339 per month. 45,150 / 339 = 133 months at full to recoup the 45k I would get if I take it early. 133 months / 12 = 11 years to recoup. If my math is right, it would be stupid to wait, I should take it right away....right?

We met with our financial dude last night. It's on sometime this spring. One of the things I learned that helped is the Social Security rules on income while you collect. It is advertised as 23,400 per year. After you go over they take back 1 dollar for every 2 dollars you earn. My concern was if I retire mid-year I would be over and ineligible for Social Security until the following year. It does not work like that, it is more like a monthly limit. So the first month my income goes to zero I can collect SS. FWIW, once you hit your full retirement age (67 for most of you) you can make as much as you want.