Tonik

What we worked towards was a retirement fund that we could pull money out of, add it to our 2 Social Securities and my partial State retirement and have the same or greater income and never zero out the retirement fund. So the money that we pull out has to be an amount that is generated from the investments growth without touching the principle, based on average performance over the last 30 years. If I retire now and do the above we actually die with more money in the investments than we start with. You cushion the down markets by putting 3 years of withdrawals in very safe liquid holdings. So let's say you are pulling 50k a year. You put 150k in the safe fund. If the market tanks you pull from that until the market recovers, then you replenish it. That way you never have to pull from the main fund and take the loss. What is holding me back is my current income is pretty insane, and I don't have to work hard at all. So the longer I work the better it gets. Debbie already retired so I guess I am the sugar mama.

Jesus, what happened to us. We used to be about bikes, hookers and blow. Now it's Medicare and wtf to do with our time.

While not retired yet I have been loading up on hobbies. Big into Pickleball, on a few leagues. That has turned into new friendships and things to do with them. Also hardcore into airsoft. It is a blast shooting people with a high powered bb gun.

The way healthcare is paid for in this country is bullshit.

Make sure you maintain medical coverage. If not when you go into Medicare they will charge you quite a bit extra for part B coverage.

That's perfect if you are not working, but once you go over 20ish K in regular income you have to give it back. 1 dollar for every 2 you go over. We did what you are saying with the wife, added it to our retirement investments. But she had stopped working full time and was just free lancing and kept her income down. With my bonus, I am already over the limit. If I file for SS this year....I will have to give it all back to them.

I am at the same point. I intend to work till late spring or early summer and call it a day. Also 90 percent there in my head. Won't file for Social Security until next year. I'll be way over in income so I would have to give it back any way. So might as well get closer to 66 and 7 months. I will continue my part time cyber security gig at the school which will keep me from going insane. I won't file for the State retirement until I stop doing that as the monthly payment goes up 200 bucks a month for every year I wait. So for side gigs, you can get a retail job in a heartbeat. Any big box, department store or grocery store will hire you instantly. But you should look at options in your current field. Reach out to customers, suppliers and so on. Part time parts sales at a motorcycle dealership? Male hooker pays well, but is a pain in the ass, literally.

BMW doesn't even deserve a mention. https://ride-ct.com/honda-sales-leader-in-u-s-in-2024-worldwide-leader-too/

Congrats, those are great bikes.

It's also the one year anniversary of legal weed in Ohio.

And you know this how?

So you were worried about this 10 years before it even went up for sale?

Yeah, it won't be fully released until late December. The question is, will they drop the motor, or will they do it the easy way and pull the gas tank and ISG? Some dealers are saying motor pull, but since Honda has not released any information, I find that information suspect. If it is a motor pull it will take years for Honda to get this done.