Roflmao.... USAA.... Thanks, I'll stick to CapitalOne InterestPlus Online Savings is an online savings account that gives you: 1.35% annual percentages yield (APY) with $2,500 or more in the account. That's one of the best savings rates among the top national banks PLUS an extra 10% quarterly bonus on your interest earned. Just keep a balance of at least $15,000 in your savings account each month or use a Capital One credit card at least once a month to qualify.